3. Subject to credit approval by National Bank. Each balance transfer
must be at least $250.
4. This coverage applies to purchases
and rentals charged in part to the card, except out-of-province
medical/hospital insurance for which the travel arrangements need not
be charged to the card, and lost or delayed luggage insurance where
all transportation costs must be charged to the card. This coverage
applies to the primary cardholder, his/her spouse and/or dependent
children when they (spouse and/or dependent children) travel with the
primary cardholder. Extended warranty coverage applies to most new
items purchased with the card, in Canada or abroad, as long as the
manufacturer's warranty is valid in Canada. Certain conditions and
restrictions apply. For more information and for details of your
insurance coverage, please consult the insurance certificate
associated with your card.
5. This coverage applies to purchases charged to the
credit card. Extended warranty coverage applies to most new items
purchased with the card, in Canada or abroad, as long as the
manufacturer's warranty is valid in Canada. Certain conditions and
restrictions apply. For more information and for details of your
insurance coverage, please consult the insurance certificate
associated with your card.
6. The interest rate for the Syncro card consists of a variable
prime rate set by National Bank plus a fixed adjustment rate of 4% for
purchases and 8% for balance transfers and cash advances. Please note
that the annual interest rate for the Syncro card will not be less
than 8.9% for purchases and 12.9% for balance transfers and cash
advances. The prime rate means the annual variable interest rate
posted by National Bank, from time to time, and used by the Bank to
determine the interest rates on the demand loans it grants in Canadian
dollars in Canada.
7. Clients must submit required documents within the given deadline.
Certain conditions may apply. Only the primary cardholder
(“Cardholder”) of National Bank World Elite Mastercard whose account
is in good standing can request a refund of travel expenses. An
account in good standing refers to an account linked to a credit card
which complies with the Agreement governing the use of the credit card
and which is not subject to any restrictions. For example, the annual
fees related to the credit card must have been paid in full. The
maximum amount that can be submitted for reimbursement between January
1 and December 31 of each year is $150.
Eligible expenses include:
- airport parking fees
- baggage fees
- seat
selection fees
- access to airport lounges worldwide
- airline ticket upgrades
The claim must be submitted within 60 days of the purchase date and
accompanied by proof of purchase. The travel fees must be charged to
the National Bank World Elite Mastercard credit card. The maximum
reimbursement amount is $150 per account. The refund will be issued
within 7 business days following the request approval date and after
receiving all required information. An amount not claimed in a year
cannot be carried over to the following year. For more information or
to obtain the refund form, sign in to rewards.nbc.ca, click the Refund of travel
expenses tab and complete the form, you can also contact us at
1-888-296-8881 (toll-free).
8. Exclusively available to holders of the World Elite Mastercard.
Visitors must present their credit card and boarding pass to access to
the National Bank Lounge. Guests cannot spend more than three (3)
hours in the Lounge. For National Bank clients who do not have free
Lounge access and for additional guests, admission is around $40 for
adults and $25 for children, plus tax. Admission is free for children
under three years old. The entry price may change at any time without
notice and at the discretion of the Lounge operator.
9. Subject to the mobile device’s purchase with the card or mobile
plan settled by recurring pre-authorized payments from your mycredit account.
10. All eligible purchases qualify for 1% cashback when your account
is in good standing. Your account is in good standing when you comply
with the obligations of your cardholder agreement (e.g., making your
minimum payment by the due date). An additional cashback of 0.5% is
granted on the first $25,000 of eligible gas, grocery and online
purchases charged annually to your credit card account. The additional
cashback of 0.5% does not apply when the total of your annual eligible
purchases exceeds $25,000. After that, the cashback equals 1% of
eligible purchases, regardless of the type of purchase. For conditions
and restrictions that apply to cashback rewards and a full list of
codes associated with eligible merchants, refer to the cashback accumulation table [PDF] and the applicable rules [PDF].
11. Up to $1,000 in the event of accidental breakage, loss or theft
for a maximum of 2 years after the purchase date. The device must have
been purchased using your National Bank Platinum Mastercard credit
card, or your phone plan must be paid via recurring payments charged
to your National Bank Platinum credit card starting September 1, 2022.
For complete terms and conditions, please consult the insurance
certificate associated with your card.
