Credit card promotion

Sign up for an eligible National Bank rewards credit card to earn 15,000 rewards points and save on the annual fees for the first year 

Discover our cards

Limited time offer for new cardholders. Minimum purchase required. Conditions apply.*

When it’s safe to travel, you’ll be ready

Photo collage of the Platinum, World and World Elite credit cards next to a drawing of a carry-on with 15,000 points printed on the front.
Photo collage of the Platinum, World and World Elite credit cards next to a drawing of a carry-on with 15,000 points printed on the front.

In everyday life or when you’re travelling, your National Bank credit card is more than just a means of payment. All year long, you enjoy many advantages, no matter your lifestyle or needs. Choose your eligible rewards card today and you could earn 15,000 points to redeem for merchandise, gift cards, travel discounts and financial products. That's not all: you save on the annual fees for the first year.

† This offer expires on December 20, 2021. Minimum purchase required of $3,000 within the first 3 months to earn the 15,000 rewards points. 
 

Discover our cards

Photo collage of the Platinum, World and World Elite credit cards next to a drawing of a carry-on with 15,000 points printed on the front.
Photo collage of the Platinum, World and World Elite credit cards next to a drawing of a carry-on with 15,000 points printed on the front.

Compare all cards and choose yours

Here are our three eligible rewards cards

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Interest rate (balance transfers and cash advances)2-3

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Picto carte récompenses

Up to ${p1.nbPoints} per dollarspent

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Access to the National Bank Lounge4

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Refund for travel expenses ($250)5

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Travel insurance for up to 60 days6

Minimum gross annual income:  
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Purchase rate

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Interest rate (balance transfers and cash advances)2-3

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Picto carte récompenses

Up to ${p2.nbPoints} per dollarspent

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Access to the National Bank Lounge4

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Refund for travel expenses ($250)5

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Travel insurance for up to 60 days6

Minimum gross annual income:  
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Interest rate (balance transfers and cash advances)2-3

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${p3.urlPage | link:"Discover the Platinum"}
 

Picto carte récompenses

Up to ${p3.nbPoints} per dollarspent

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Access to the National Bank Lounge4

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Refund for travel expenses ($250)5

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Travel insurance for up to 10 days6

No minimum income required. Subject to credit approval. 

Shop and redeem your points in our online boutique

You can earn up to two points for every eligible dollar you spend. Then redeem your points for rewards such as travel discounts, merchandise or gift cards.

It’s time to treat yourself

Gift card icon

$50 gift card

From
6,500 points

Airplane icon

$100 travel discount

12,000 points

Icon of a food processor

Food processor (1 L)

Starting at
12,230 points

Icon of a card with dollar sign on it

$100 credit card rebate

25,000 points

Subject to availability. Redemption value may vary by reward type. 

Treat yourself with your new National Bank credit card

Icône d’un fauteuil avec un avion qui décolle à l’arrière

Unlimited access to the National Bank Lounge with a guest4

Icon of an armchair with a plane taking off in the back

Exclusive to the World Elite®

Icône d’un avion

Up to $250 in travel rebates per year

Airplane icon

Exclusive to the World Elite®

Icône d’un bouclier

Comprehensive travel insurance and more6

Shield icon

Available with all three promotional Mastercard credit cards 

Icône d’un téléphone avec logo de la Banque Nationale

Protection against fraud

Phone icon with National Bank logo

Available with all three promotional Mastercard credit cards 

Icône d’une carte avec un bouclier devant

Purchase insurance6

Icon of a card with a shield in front

Available with all three promotional Mastercard credit cards 

 Available with all three promotional Mastercard credit cards   Icon of two cards wrapped in gift wrap

VIP experiences and exclusive offers through the Priceless Citiesᴹᴰ service.

Icon of two cards wrapped in gift wrap

Available with all three promotional Mastercard credit cards 

Customer experience

For the second year in a row, National Bank ranks #1 among credit card issuers for Customer Experience according to the 2021 Forrester CX IndexTM.7

Little details that matter

Rewards credit card promotion conditions

*Promotion valid from September 20, 2021, to December 20, 2021, for National Bank Platinum, World, World Elite® and Platinum Mastercard® Business credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by December 20, 2021. Credit card issued subject to credit approval by National Bank. Some conditions apply. 

Savings on annual fees for the first year: 
The annual fees for the card will be refunded for the first year (for the primary cardholder). It will appear as a charge and credit on the second or third statement after your account is opened. To receive the annual fee refund for the first year, you must make your first purchase on the account within the first 45 days of opening the account.  
  
Bonus rewards points:
The bonus rewards points under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening: 

Platinum, World, or World Elite Mastercard: get 15,000 rewards points if $3,000 in net purchases or more are charged to the credit card account within the first three months following enrollment. 

Platinum Business Mastercard: get 15,000 rewards points if $5,000 in net purchases or more are charged to the credit card account within the first three months following enrollment.

The account must be in good standing at the time the annual fees are refunded, and bonus rewards points are applied.

The net purchases charged to your card are calculated over a period of three months, starting at account opening. For example, if the account is opened October 15,2021, the account holder will have until January 15, 2022, to charge the required amount in purchases to the account and obtain the bonus rewards points. 

Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.  

Eligibility and terms and conditions:
This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. The promotion does not apply to additional cards.  It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time. 

Notes légales

1. Some restrictions apply. Please consult the rules governing reward points under Rewards plan on the credit card’s page. 

2. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher.

Account statement: A statement is sent monthly.  

Examples of credit charges  

Example of credit charges over a 30-day period:  

Taux d’intérêt annuel Solde moyen
  500 $ 3 000 $
22,49 % 9,24 $ 55,45 $
20,99 % 8,63 $ 51,76 $
12,90 % 5,30 $ 31,81 $
8,9 % 3,66 $ 21,95 $

*Variable interest rate in effect on September 1, 2021 

3. Subject to credit approval by National Bank. Each balance transfer must be at least $250.  

4. Exclusively available to World Elite Mastercard credit card holders. Visitors must present their credit card and boarding pass to access the National Bank Lounge. The National Bank Lounge is accessible to clients traveling on international flights only (excluding flights within Canada and to the United States). Guests cannot spend more than three (3) hours in the Lounge. National Bank clients and additional guests who do not have free Lounge access can benefit from a 10% discount on the current admission rate. The entry price may change at any time without notice and at the discretion of the Lounge operator. 

5. On condition that required supporting documents are provided in the manner and time frame prescribed. Travel expenses must be charged to the National Bank World Elite Mastercard credit card account. The maximum reimbursement of $250 can be claimed from January 1 to December 31 of each year. Eligible travel expenses include: airport parking (maximum $100), baggage fees (maximum $100) and seat selection (maximum $50). Some restrictions may apply. 

6. Travel insurance, purchase insurance and extended manufacturer's warranty on purchases. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, their spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card. 

7. TM National Bank of Canada received the highest CX Index™ score among credit card issuers in Canada in Forrester’s proprietary 2020-2021 CX Index™ survey. The ranking was based on responses from 8 840 individuals measuring 12 brands. The proprietary survey results are based on consumers’ opinions of the experiences with the brands in the survey. 
Forrester Research does not endorse any company included in any CX Index™ report and does not advise any person to select the products or services of any particular company based on the ratings included in such reports. 

®MASTERCARD, WORLD, WORLD ELITE and Priceless Cities are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank 

TM CX Index and Forrester are trademarks of Forrester Research inc