Choose the Platinum Mastercard credit card and enjoy benefits like up to 25,000 rewards points and no annual fees for the first year.
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*Offer available until Mai 12, 2024. Minimum purchase and insurance product required. To claim this offer,
you must not currently be a National Bank Mastercard cardholder.
We all know sharing is caring, so enjoy our rewards with a loved one when you get a National Bank Mastercard credit card. Receive up to 25,000 rewards points and pay no annual fees for the first year.
10,000 welcome points
If you made $2,500 in net purchases in the 3 months after becoming a cardholder.
5,000 points upon signing up for credit card payment insurance
If you have taken out Credit Card Payment Insurance* at the time of card enrollment, and for a minimum period of 3 months.
10,000 points after the first year
If you've made $6,000 in net purchases in the 12 months following enrollment.
Get up to 25,000 points
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Platinum Mastercard
Annual fees for the cardholder for the first year 2
$70 $0
Annual fees for the authorized cardholder for the first year 2
$35 $0
Reimbursed the first year, $70/year et/ ou 35 $/an thereafter.
Purchase rate
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Balance transfers and cash advances
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Up to 2 points per dollar spent3
This offer for new National Bank Platinum Mastercard credit card holders is only available until Mai 12, 2024. Minimum purchase and insurance product required.
Apply online and from the comfort of your own home. Get an answer in minutes.
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Apply online in minutes.
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Come see us or give us a call and we'll answer all your questions.
Call us toll free:
1-888-622-2783
Length of the welcome promotion
From February 1st to Mai 12, 2024.
Eligibility conditions
Description of the promotion
Annual fees
We will charge annual fees to the account of your new card and reimburse those fees to you. You will receive this reimbursement within five months of opening your account, provided that your account remains open. It will appear on your statement in the form of a credit.
To benefit from the annual fee discount for the first additional authorized user’s card, you must add it to the account opening request.
Annual fees related to authorized users’ cards are not eligible for this promotion.
Rewards points
Points offered |
Conditions | When points are awarded to the account |
---|---|---|
10,000 |
$2,500 in purchases in the first three months |
In the two months following the end of the purchase calculation period.* |
15,000 | $6,500 in purchases in the first 12 months |
In the two months following the end of the purchase calculation period.* |
5,000 |
Enrolment in payment insurance** for at least the first three months |
In the two months following the minimum enrolment period for payment insurance. |
* The calculation period starts at the end of a calendar month.
**To apply for payment protection insurance, you must complete
the Credit Card Payment Protection Insurance
(CCPP) application sections included in the credit card
application form.
How total purchases are calculated
The calculation is for the total amount of purchases made through
all cards linked to the account. The transactions not included in the
calculation are set out in article 1.5 of the À la
carte Rewards PlanTM.
Other conditions
®Mastercard and Platinum Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank
®NATIONAL BANK LOUNGE is a are registered trademark of National Bank of Canada.
1. Grace period:
No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.
Example of credit charges over a 30-day period
Annual interest rate |
Average balance |
|
---|---|---|
$500 |
$3,000 |
|
22.49% |
$9.24 |
$55.45 |
20.99% |
$8.63 |
$51.76 |
12.9% |
$5.30 |
$31.81 |
8.9% |
$3.66 |
$21.95 |
*Variable interest rate in effect on September 1, 2021
3. Balance transfer and cash advance are subject to credit approval
by National Bank. Each balance transfer must be at least $250.
4. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, their spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.