Photo of the Platinum and World Elite Mastercard credit cards with a drawing of a plane and piece of sushi

LIMITED TIME OFFER

Mastercard credit cards

Discover our promotional offer on our credit cards and earn even more points and rewards.

Discover our cards

Minimum purchase and insurance product required. Certain conditions apply.*

Treat yourself

Choose your National Bank World Elite or Platinum Mastercard credit card today and you could get 35,000 to 60,000 rewards points to treat yourself. Visit our online boutique where you’ll find merchandise, gift cards, travel deals and financial products: there are so many rewards to choose from! Oh, this also includes no annual fees for the first year. 

Get your rewards now

Drawing of a handshake

Welcome points

 

 

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Drawing of a wallet with dollar signs

Get points when you sign up
for insurance

 

 

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Drawing of a calendar

Get points on the first anniversary

This offer for new cardholders ends January 13, 2023.
Minimum purchase and insurance product required. Certain conditions apply.* 

Get up to 60,000 points

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Access to the National Bank Lounge at the Montreal Airport4

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Refund for travel expenses ($150)5

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Travel insurance for up to 60 days6

Minimum gross annual income:   
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 Get a response in less than 5 minutes7

Get up to 35,000 points

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Annual fee2

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Purchase rate

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Interest rate (balance transfers and cash advances)2-3

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Picto carte récompenses

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Access to the National Bank Lounge at the Montreal Airport4

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Refund for travel expenses ($150)5

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Travel insurance for up to 60 days6

Minimum gross annual income:   
No minimum income required. Subject to credit approval.
 

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 Get a response in less than 5 minutes7

Little details that matter

† Illustration of the potential $1,670 in benefits and rewards

The potential benefit and reward amount of $1,670 is an illustration of what can be achieved in the first year for a World Elite cardholder. It is based on the typical profile of a new cardholder who:

  Amount of the benefits and rewards
  • Has $48,000 in annual expenses
77,760 rewards points valued at over $648 in travel discounts ($100 per 12,000 points)
  • Take advantage of the welcome offer of 30,000 rewards points by making $5,000 in purchases during the first 3 months
30,000 rewards points valued at $250 in travel discounts ($100 per 12,000 points) 
  • Take advantage of the 10,000 rewards points offer by signing up for Mastercard credit card payment insurance for a minimum period of 3 months 
10,000 rewards points valued at $83 in travel discounts ($100 per 12,000 points)
  • Take advantage of the 20,000 rewards points offer by making $12,000 in purchases in the first 12 months
20,000 rewards points valued at $167 in travel discounts ($100 per 12,000 points)
  • Save on annual fees for the first year ($150 value)† 
$150
  • $150 in travel-fee refunds
$150
  • Two-time entrance with a guest to the National Bank Lounge
$222 ($48,29 per adult plus taxes) 

Certain eligibility requirements apply. The potential amount varies depending on annual account spending, travel expenses reimbursed and number of visits to the National Bank Lounge. Redemption value may vary depending on the type of reward. To find out how many points are required for each reward, visit rewards.nbc.ca.

Duration of the promotion

October 3, 2022, to January 13, 2023

Participating partners

This promotion is valid only through our partners Ratehub Inc., Les Services Milesopedia Inc., Borrowell Inc., WeyMedia Inc., Credit Karma LLC, Clearscore Canada Limited and Fintel Connect Technologies Inc.

Card eligible for the promotion

National Bank World Elite® Mastercard® credit card

Promotional advantages and terms and conditions of the promotion

To benefit from this promotion, sign up for the National Bank World Elite Mastercard credit card no later than January 13, 2023. You must sign up via the hyperlink contained in one of the promotional emails sent by one of our participating partners, via one of the promotional banners on their websites, or via one of their webpages. 

Save on annual fees the first year:

The primary cardholder will be refunded their annual card fee the first year. The refund will appear as a fee and a credit on their statement no later than 4 months after the account was opened.

Rewards points:

You will earn rewards points, or a combination of points as follows:

Welcome points

World Elite : You will earn 30,000 rewards points if you charge a net purchase amount of $5,000 to the credit card within 3 months of opening your account.

Platinum :  You will earn 15,000 rewards points if you charge a net purchase amount of $3,000 to the credit card within 3 months of opening your account.

Points are earned on net purchases for a period of 3 months from the account opening date. Your rewards points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.

Points when you sign up for credit card payment insurance

World Elite and Platinum : You will earn 10,000 rewards points if you sign up for credit card payment insurance for a minimum of 3 months. To obtain your rewards points, complete the sections related to the Credit Card Payment Protection (CCPP) on the credit card application when you open your account.

Your rewards points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.

Points earned on the 1st anniversary of the account opening date

World Elite : You will earn 20,000 rewards points if you charge a net purchase amount of $12,000 to the credit card no later than 12 months after the account was opened.

Platinum: You will earn 10,000 rewards points if you charge a net purchase amount of $6,000 to the credit card no later than 12 months after the account was opened.

Points are earned on net purchases for a period of 12 months from the account opening date. Your rewards points will be added to your credit card account in a single disbursement and appear by the 2nd statement following your account anniversary date.

Rewards points and refund conditions

Net purchases:

The net purchase volume is the number of purchases charged to the account minus returned items and refunds. Annual fees, balance transfers, cash advances (including transactions that can be directly converted to cash, such as money orders, bank transfers, travellers cheques and gaming transactions), interest charges and any other fees or adjustments not considered purchases are not included in the calculation of net purchases.

Account in good standing:

The account must be open and in good standing at the time when annual fees are refunded, or rewards points are applied.

Reward limit:

There is a limit of one cashback amount per category (welcome points, points for signing up for credit card payment insurance, and points earned on the 1st anniversary of the account opening date) per credit card account and per client during the promotion, regardless of the number of cards linked to the account.

Other conditions

  • The card is issued subject to credit approval by National Bank of Canada. Certain conditions apply.

  • You must not have a National Bank Mastercard credit card or have had one in the past 24 months.

  • The promotion may not be combined with another promotion applicable to National Bank credit cards, nor is it retroactive.

  • You must not be employed by us or by an entity in our group.

  • The promotion may be modified or withdrawn without notice.

† Illustration of the potential $490 in benefits and rewards

The potential benefit and reward amount of $490 is an illustration of what can be achieved in the first year for a World Elite cardholder. It is based on the typical profile of a new cardholder who:

  Amount of the benefits and rewards
  • Has $15,000 in annual expenses
14,495 rewards points valued at over $129 in travel discounts ($100 per 12,000 points)
  • Take advantage of the welcome offer of 15,000 rewards points by making $3,000 in purchases during the first 3 months
30,000 rewards points valued at $125 in travel discounts ($100 per 12,000 points) 
  • Take advantage of the 10,000 rewards points offer by signing up for Mastercard credit card payment insurance for a minimum period of 3 months 
10,000 rewards points valued at $83 in travel discounts ($100 per 12,000 points)
  • Take advantage of the 10,000 rewards points offer by making $6,000 in purchases in the first 12 months
10,000 rewards points valued at $167 in travel discounts ($100 per 12,000 points)
  • Save on annual fees for the first year ($70 value)† 
$70

Certain eligibility requirements apply. The potential amount varies depending on annual account spending, travel expenses reimbursed and number of visits to the National Bank Lounge. Redemption value may vary depending on the type of reward. To find out how many points are required for each reward, visit rewards.nbc.ca.

Card eligible for the promotion

National Bank Platinum Mastercard® credit card

Promotional advantages and terms and conditions of the promotion

To benefit from this promotion, sign up for the National Bank Platinum Mastercard® credit card no later than January 13, 2023.

Save on annual fees the first year:

The primary cardholder will be refunded their annual card fee the first year. The refund will appear as a fee and a credit on their statement no later than 4 months after the account was opened.

 Rewards points:

You will earn rewards points or a combination of points as follows:

Welcome points

World Elite: You will earn 30,000 rewards points if you charge a net purchase amount of $5,000 to the credit card within 3 months of opening your account.

Platinum: You will earn 15,000 rewards points if you charge a net purchase amount of $3,000 to the credit card within 3 months of opening your account.

Points are earned on net purchases for a period of 3 months from the account opening date. Your rewards points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.

Points when you sign up for credit card payment insurance 

World Elite and Platinum: You will earn 10,000 rewards points if you sign up for credit card payment insurance for a minimum of 3 months. To obtain your rewards points, complete the sections related to the Credit Card Payment Protection (CCPP) on the credit card application when you open your account.  

Your rewards points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.

Points earned on the 1st anniversary of the account opening date

World Elite: You will earn 20,000 rewards points if you charge a net purchase amount of $12,000 to the credit card no later than 12 months after the account was opened.

Platinum: You will earn 10,000 rewards points if you charge a net purchase amount of $6,000 to the credit card no later than 12 months after the account was opened.

Points are earned on net purchases for a period of 12 months from the account opening date. Your rewards points will be added to your credit card account in a single disbursement and appear by the 2nd statement following your account anniversary date.

Rewards points and refund conditions

Net purchases: 

The net purchase volume is the number of purchases charged to the account minus returned items and refunds. Annual fees, balance transfers, cash advances (including transactions that can be directly converted to cash, such as money orders, bank transfers, travellers cheques and gaming transactions), interest charges and any other fees or adjustments not considered purchases are not included in the calculation of net purchases.

Account in good standing: 

The account must be open and in good standing at the time when annual fees are refunded, or rewards points are applied.

Reward limit:

There is a limit of one reward amount per category (welcome points, points for signing up for credit card payment insurance, and points earned on the 1st anniversary of the account opening date) per credit card account and per client during the promotion, regardless of the number of cards linked to the account.

Other conditions

  • The card is issued subject to credit approval by National Bank of Canada. Certain conditions apply.

  • You must not have a National Bank Mastercard credit card or have had one in the past 24 months.

  • The promotion may not be combined with another promotion applicable to National Bank credit cards, nor is it retroactive.

  • You must not be employed by us or by an entity in our group.

  • The promotion may be modified or withdrawn without notice.

®Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank of Canada.

1. Certain restrictions apply. Please consult the Plan rules regarding how to earn points.

2. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.

Examples of credit charges

Example of credit charges over a 30-day period: 

Annual interest rate Average balance
  $500 $3,000
22.49 % $9.24 $55.45
20.99 % $8.63 $51.76
12.9 % $5.30 $31.81
8.9 % $3.66 $21.95

*Variable interest rate in effect on September 1, 2021

3. Balance transfers and cash advances are subject to credit approval by National Bank. Each balance transfer must be at least $250.

4. Exclusively available to World Elite Mastercard cardholders. Visitors must present their physical credit card and boarding pass to access the National Bank Lounge. The National Bank Lounge is only available to clients travelling to international destinations (excluding Canada and U.S. flights). Guests cannot spend more than three (3) hours in the Lounge. For National Bank clients who do not have free Lounge access and for additional guests, admission is around $37 for adults and $26 for children, plus tax. Admission is free for children under three years old. The entry price may change at any time without notice and at the discretion of the Lounge operator.

5.  Clients must submit required documents within the given deadline. Certain conditions may apply. Only the primary cardholder (“Cardholder”) of National Bank World Elite Mastercard whose account is in good standing can request a refund of travel expenses. An account in good standing refers to an account linked to a credit card which complies with the Agreement governing the use of the credit card and which is not subject to any restrictions. For example, the annual fees related to the credit card must have been paid in full. The maximum amount that can be submitted for reimbursement between January 1 and December 31 of each year is $150.

Eligible expenses include: 

  • airport parking fees
  • baggage fees
  • seat selection fees
  • access to airport lounges worldwide 
  • airline ticket upgrades

The claim must be submitted within 60 days of the purchase date and accompanied by proof of purchase. The travel fees must be charged to the National Bank World Elite Mastercard credit card. The maximum reimbursement amount is $150 per account. The refund will be issued within 7 business days following the request approval date and after receiving all required information. An amount not claimed in a year cannot be carried over to the following year. For more information or to obtain the refund form, sign in to rewards.nbc.ca, click the Refund of travel expenses tab and complete the form, you can also contact us at 1-888-296-8881 (toll-free).  

6. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, their spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

7. You will receive a reply accepting or refusing your application or indicating that it is being processed as it requires further investigation.