You aren't eligible? Discover the World Credit Card or the Platinum credit card.
Travel with Mastercard credit cards
Take advantage of our World Elite Mastercard credit card promotion and get up to $1,352 in benefits and rewards for the first year.
*Promotion valid until March 31, 2025. Minimum purchases and insurance product are required. Conditions apply.
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Up to 2 points per dollar spent3
No minimum income required. Subject to credit approval.
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Promo: up to 40,000 points
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Up to 5 points per dollar spent3
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The advantages of our rewards cards
All our reward cards offer a range of benefits to help simplify your life:
- Enhanced security with Mastercard® ID CheckTM
- Fraud protection8
- Redeem your points at the travel agency of your choice
- Experiences and À la carte Rewards Plan®
- Use your points to pay off your balance
Even more benefits with the World Elite and World Mastercard
Exclusive new benefits for the World Elite and World Mastercard
Daily offers on several in-demand applications and subscription services. 9
Access to over 1,300 airport lounges all over the world. 10
Convenient features that go wherever you go
Lock, unlock or replace your credit card
In case of loss, fraud, or theft of your credit card, you can temporarily lock your card or replace it in your online bank.
Receive notifications
Get peace of mind by enabling credit card email notifications in your online bank. You can be notified before your card balance is due and when a transaction exceeds the limit per transaction that you set.
Apply for a credit limit increase
Sign in to your online bank to request a credit limit increase. Once the request has been submitted, it will take up to 5 business days to process your request. You will be notified by email.
Your rewards points offer a lot
Use your reward points to invest in an RRSP or TFSA, pay your mortgage, save on bank fees, or pay off your credit card.
À la carte rewards
Take advantage of À la carte rewards and exchange your points to:
Invest in a RRSP or TFSA, pay your mortgage, or save on bank fees. 3
Payment with rewards points
You can use your rewards points to make a payment on your credit card balance. If you’ve accumulated at least 6,250 points, you can use this feature in your online bank or National Bank 3 mobile app.
Find the right credit card for you
Little details that matter
Due to the labour disruption at Canada Post, certain mail delivery interruptions may occur. If you signed up for a promotional credit card after November 7, 2024, you will have an additional 30 days to make your minimum purchases and take advantage of the promotional rewards points. Note that this deadline may be extended depending on the impact on mail deliveries.
Length of the welcome promotion
From November 1st, 2024, to March 31st, 2025.
Eligibility conditions
-
Apply for a National Bank World Elite® Mastercard® credit card as the primary cardholder during the promotion period.
-
Have not held a personal National Bank Mastercard credit card during the past 24 months.
-
Keep the credit card account open until the rewards points are paid.
-
Keep the account in good standing while complying with the conditions in the Credit Card Agreement, until the rewards points are paid. For example, all minimum payments must be made on time.
-
Not be employed by National Bank or an entity in its group.
Rewards points
| Points offered | Terms and conditions | When points are awarded to the account |
|---|---|---|
| 5,000 | Sign up for payment insurance* for at least the first 3 months. |
Within five months of the minimum period of enrollment. |
| 5,000 |
$5,000 in net purchases in the first 3 months. |
By the end of the 6th month after enrollment.** |
| 10,000 |
$10,000 in net purchases in the first 6 months. |
By the end of the 9th month after enrollment.** |
| 20,000 |
$15,000 in net purchases in the first 12 months. |
By the end of the 15th month after enrollment.** |
*To apply for payment insurance, you must complete the Credit Card Payment Protection Plan (CCPP) section in the credit card application form.
**The purchase calculation period starts on the date you sign up for
the card. For example, if you sign up for the card on November 15, you
have until February 15 to make the required net purchases to receive
the points which will be credited to your account by the end of May
2025.
How the total purchase amount is calculated
The calculation is for the total amount of purchases made through all cards linked to the account. The transactions not included in the calculation are set out in article 1.5 of the À la carte Rewards PlanTM.
Other conditions
-
You can only benefit from the promotion once.
-
Issuance of the card is subject to credit approval by National Bank. Other conditions apply to the issue of the card.
-
The promotion may not be combined with any other promotion or offer applicable to National Bank credit cards and cannot be applied retroactively.
-
This promotion may be modified or withdrawn without prior notice.
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You aren't eligible? Discover the Platinum
credit card.
1. Grace period:
No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.
Example of credit charges over a 30-day period
Annual interest rate |
Average balance |
|
|---|---|---|
$500 |
$3,000 |
|
22.49% |
$9.24 |
$55.45 |
20.99% |
$8.63 |
$51.76 |
13.2% |
$5.53 |
$33.16 |
9.2% |
$3.78 |
$22.68 |
*Variable interest rate in effect on September 1, 2021
2. Subject to credit approval by National Bank. Each balance transfer must be at least $250.
3. Certain conditions apply. Visit mastercard.ca for more information. Refer to the credit card terms and conditions.
4. Exclusively available to World Elite Mastercard cardholders. Visitors must present their physical credit card and boarding pass to access the National Bank Lounge. The National Bank Lounge is only available to clients travelling to international destinations (excluding Canada and U.S. flights). Guests cannot spend more than three (3) hours in the Lounge. For National Bank clients who do not have free lounge access and for additional guests, admission is around $37 for adults and $26 for children, plus tax. Admission is free for children under three years old. The entry price may change at any time without notice and at the discretion of the Lounge operator.
5. Clients must submit required documents within the given deadline. Certain conditions may apply. Only the primary cardholder (“Cardholder”) of National Bank World Elite Mastercard whose account is in good standing can request a refund of travel expenses. An account in good standing refers to an account linked to a credit card which complies with the Agreement governing the use of the credit card and which is not subject to any restrictions. For example, the annual fees related to the credit card must have been paid in full. The maximum amount that can be submitted for reimbursement between January 1 and December 31 of each year is $150.
Eligible expenses include:
- airport parking fees
- baggage fees
- seat selection fees
- access to airport lounges worldwide
- airline ticket upgrades
The claim must be submitted within 60 days of the purchase date and accompanied by proof of purchase. The travel fees must be charged to the National Bank World Elite Mastercard credit card. The maximum reimbursement amount is $150 per account. The refund will be issued within 7 business days following the request approval date and after receiving all required information. An amount not claimed in a year cannot be carried over to the following year. For more information or to obtain the refund form, sign in to rewards.nbc.ca, click the Refund of travel expenses tab and complete the form, you can also contact us at 1-888-296-8881 (toll-free).
6. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, their spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.
7. Up to $1,000 in the event of accidental breakage, loss or theft for a maximum of 2 years after the purchase date. The device must have been purchased using your National Bank Platinum Mastercard credit card, or your phone plan must be paid via recurring payments charged to your National Bank Platinum credit card starting September 1, 2022. For complete terms and conditions, please consult the insurance certificate associated with your card.
8. Certain conditions apply. Visit mastercard.ca for more information. See all the terms and conditions of the card's credit.
9. Mastercard Digital Everyday Offers is provided by Mastercard. Offers are subject to terms and conditions and may be subject to change without notice. Details at www.mastercard.ca/worldelite.
10. Mastercard® Travel Pass provided by DragonPass is a worldwide program run by DragonPass International Limited. Eligible Mastercard World or World Elite cardholders wishing to access a participating Mastercard® Travel Pass lounge must present the mobile app (this may be obtained by the eligible cardholder by registering an account at https://mastercardtravelpass.dragonpass.com/) to the lounge receptionist. Access to participating Airport Lounges is at the cost of $32 US/person (subject to change), per visit, and lounge access charges will be billed to the credit card connected to cardholder’s Mastercard® Travel Pass membership.
® Mastercard, World Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank
™À LA CARTE TRAVEL is a trademark of National Bank of Canada. À la carte Travel is owned by Transat Distribution Canada Inc., holder of permit No. 753141 in Quebec.
™ID Check and Identity Check are trademarks of Mastercard International Inc. Authorized user: National Bank.
®Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Inc. is not a sponsor of or participant in National Bank Mobile Banking Solutions.
®Google Pay is a trademark of Google LLC. The use of this trademark is subject to Google Inc.’s authorization policy.