You aren't eligible? Discover the World Credit Card or the Platinum credit card.
Travel credit card
Enjoy the National Bank Platinum Mastercard credit card promotion and get up to 25,000 rewards points after enrollment and pay no annual fees for the first year.
*Offer valid until August 4, 2025. Minimum purchase and insurance product required. Must be a first-time National Bank Platinum Mastercard credit cardholder.
Get up to 25,000 points
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Up to 2 points per dollar spent3
Annual fee for the cardholder1
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Reimbursed the first year, $70/year thereafter.
Annual fee for the authorized cardholder1
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Reimbursed the first year, $35/year thereafter.
Purchase rate1
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Balance transfers and cash advances1-2
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This offer for new National Bank Platinum Mastercard credit card holders is only available until August 4, 2025. Minimum purchase and insurance product required. Some conditions apply.
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Up to 5 points per dollar spent3
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The advantages of our rewards cards
All our reward cards offer a range of benefits to help simplify your life:
- Enhanced security with Mastercard® ID CheckTM
- Fraud protection8
- Redeem your points at the travel agency of your choice
- Experiences and À la carte Rewards Plan®
- Use your points to pay off your balance
Even more benefits with the World Elite and World Mastercard
Exclusive new benefits for the World Elite and World Mastercard
Daily offers on several in-demand applications and subscription services. 9
Access to over 1,300 airport lounges all over the world. 10
Convenient features that go wherever you go
Lock, unlock or replace your credit card
In case of loss, fraud, or theft of your credit card, you can temporarily lock your card or replace it in your online bank.
Receive notifications
Get peace of mind by enabling credit card email notifications in your online bank. You can be notified before your card balance is due and when a transaction exceeds the limit per transaction that you set.
Apply for a credit limit increase
Sign in to your online bank to request a credit limit increase. Once the request has been submitted, it will take up to 5 business days to process your request. You will be notified by email.
Your rewards points offer a lot
Use your reward points to invest in an RRSP or TFSA, pay your mortgage, save on bank fees, or pay off your credit card.
À la carte rewards
Take advantage of À la carte rewards and exchange your points to:
Invest in a RRSP or TFSA, pay your mortgage, or save on bank fees. 3
Payment with rewards points
You can use your rewards points to make a payment on your credit card balance. If you’ve accumulated at least 6,250 points, you can use this feature in your online bank or National Bank 3 mobile app.
Find the right credit card for you
Little details that matter
Length of the welcome promotion
From April 1 to August 4, 2025.
Eligibility conditions
- Sign up for a National Bank® Platinum Mastercard® credit card during the promotion as a primary cardholder.
- Have not held a personal National Bank Mastercard credit card as a primary cardholder during the past 24 months.
- Keep the credit card account open until the rewards points are paid.
- Keep the account in good standing while complying with the conditions in the Credit Card Agreement, until the rewards points are paid. For example, all minimum payments must be made on time.
- Not be employed by National Bank or an entity in its group.
Description of the promotion
Up to 25,000 reward points upon enrollment and the annual fees refunded for the first year for the primary cardholder and the first additional authorized user.
Annual fees
No annual fees for the first year for the primary cardholder and the first additional authorized user.
We will charge annual fees to the account of your new card and reimburse those fees to you. You will receive this reimbursement within five months of opening your account, provided that your account remains open and in good standing. It will appear on your statement in the form of a credit.
To benefit from the annual fee discount for the first additional authorized user’s card, you must add it to the account opening request.
Annual fees related to other authorized users’ cards are not eligible for this promotion.
Rewards points
| Points offered | Conditions | When points are awarded to the account |
|---|---|---|
| 5,000 | Enrollment in payment insurance* for at least the first three months | In the two months following the minimum enrollment period for payment insurance.** |
| 10,000 | $2,500 in purchases in the first three months** | By the end of the 6th month after enrollment.** |
| 10,000 | $6,500 in purchases in the first 12 months** | By the end of the 15th month after enrollment.** |
* To apply for enrollment in payment insurance, you must complete the sections to apply for the Credit Card Payment Protection Plan (CCPPP) included on the credit card application form.
** The purchase calculation period starts on the date you sign up for the card. For example, if you sign up for the card on April 15, you have until July 15 to make the required net purchases to receive the points which will be credited to your account by the end of October 2025.
How total purchases are calculated
The calculation is for the total amount of purchases made through all cards linked to the account. The transactions not included in the calculation are set out in article 1.5 of the À la carte Rewards PlanTM.
Other conditions
- You can only take advantage of the promotion once.
- Issuance of the card is subject to credit approval by National Bank of Canada. Other conditions apply to the issue of the card.
- This promotion may not be combined with any other promotion or offer applicable to National Bank credit cards, nor is it retroactive.
- This promotion may be modified or withdrawn without notice.
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You aren't eligible? Discover the Platinum
credit card.
1. Grace period:
No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.
Example of credit charges over a 30-day period
Annual interest rate |
Average balance |
|
|---|---|---|
$500 |
$3,000 |
|
22.49% |
$9.24 |
$55.45 |
20.99% |
$8.63 |
$51.76 |
13.2% |
$5.53 |
$33.16 |
9.2% |
$3.78 |
$22.68 |
*Variable interest rate in effect on September 1, 2021
2. Subject to credit approval by National Bank. Each balance transfer must be at least $250.
3. Certain conditions apply. Visit mastercard.ca for more information. Refer to the credit card terms and conditions.
4. Exclusively available to World Elite Mastercard cardholders. Visitors must present their physical credit card and boarding pass to access the National Bank Lounge. The National Bank Lounge is only available to clients travelling to international destinations (excluding Canada and U.S. flights). Guests cannot spend more than three (3) hours in the Lounge. For National Bank clients who do not have free lounge access and for additional guests, admission is around $37 for adults and $26 for children, plus tax. Admission is free for children under three years old. The entry price may change at any time without notice and at the discretion of the Lounge operator.
5. Clients must submit required documents within the given deadline. Certain conditions may apply. Only the primary cardholder (“Cardholder”) of National Bank World Elite Mastercard whose account is in good standing can request a refund of travel expenses. An account in good standing refers to an account linked to a credit card which complies with the Agreement governing the use of the credit card and which is not subject to any restrictions. For example, the annual fees related to the credit card must have been paid in full. The maximum amount that can be submitted for reimbursement between January 1 and December 31 of each year is $150.
Eligible expenses include:
- airport parking fees
- baggage fees
- seat selection fees
- access to airport lounges worldwide
- airline ticket upgrades
The claim must be submitted within 60 days of the purchase date and accompanied by proof of purchase. The travel fees must be charged to the National Bank World Elite Mastercard credit card. The maximum reimbursement amount is $150 per account. The refund will be issued within 7 business days following the request approval date and after receiving all required information. An amount not claimed in a year cannot be carried over to the following year. For more information or to obtain the refund form, sign in to rewards.nbc.ca, click the Refund of travel expenses tab and complete the form, you can also contact us at 1-888-296-8881 (toll-free).
6. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, their spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.
7. Up to $1,000 in the event of accidental breakage, loss or theft for a maximum of 2 years after the purchase date. The device must have been purchased using your National Bank Platinum Mastercard credit card, or your phone plan must be paid via recurring payments charged to your National Bank Platinum credit card starting September 1, 2022. For complete terms and conditions, please consult the insurance certificate associated with your card.
8. Certain conditions apply. Visit mastercard.ca for more information. See all the terms and conditions of the card's credit.
9. Mastercard Digital Everyday Offers is provided by Mastercard. Offers are subject to terms and conditions and may be subject to change without notice. Details at www.mastercard.ca/worldelite.
10. Mastercard® Travel Pass provided by DragonPass is a worldwide program run by DragonPass International Limited. Eligible Mastercard World or World Elite cardholders wishing to access a participating Mastercard® Travel Pass lounge must present the mobile app (this may be obtained by the eligible cardholder by registering an account at https://mastercardtravelpass.dragonpass.com/) to the lounge receptionist. Access to participating Airport Lounges is at the cost of $32 US/person (subject to change), per visit, and lounge access charges will be billed to the credit card connected to cardholder’s Mastercard® Travel Pass membership.
® Mastercard, World Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank
™À LA CARTE TRAVEL is a trademark of National Bank of Canada. À la carte Travel is owned by Transat Distribution Canada Inc., holder of permit No. 753141 in Quebec.
™ID Check and Identity Check are trademarks of Mastercard International Inc. Authorized user: National Bank.
®Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Inc. is not a sponsor of or participant in National Bank Mobile Banking Solutions.
®Google Pay is a trademark of Google LLC. The use of this trademark is subject to Google Inc.’s authorization policy.