*Variable interest rate in effect on September 1, 2021.
3. Subject to credit approval by National Bank. Each balance
transfer must be at least $250.
4. This coverage applies to purchases and rentals charged in part to
the card, except out-of-province medical/hospital insurance for which
the travel arrangements need not be charged to the card, and lost or
delayed luggage insurance where all transportation costs must be
charged to the card. This coverage applies to the primary
cardholder, their spouse and/or dependent children when they (spouse
and/or dependent children) travel with the primary cardholder.
Extended warranty coverage applies to most new items purchased with
the card, in Canada or abroad, as long as the manufacturer's warranty
is valid in Canada. Certain conditions and restrictions apply. For
more information and for details of your insurance coverage, please
consult the insurance certificate associated with your card.
5. Certain conditions apply. Visit mastercard.ca for more
information. Refer to the credit card terms and conditions.
6. Donations made annually by National Bank representing a
percentage of sales charged to the card over a period of 12 months by
all Allure cardholders. The percentage of sales to be donated is at
the sole discretion of National Bank, but the total amount of
donations paid by National Bank will not exceed $500,000 per year. To
find out more about the calculation period and applicable conditions,
7. The discount applies when you purchase gift cards for Allure
partners on yourallure.nbc.ca. It will be applied to the total gift
card amount. Cards must be purchased in multiples of $25. No discounts
will be granted in store upon presentation of an Allure card.
Lost, stolen or damaged gift cards will not be replaced. Allure card
partners may change. Gap, Old Navy and Banana Republic gift cards can
be used at any Gap, Old Navy or Banana Republic store in North
America. Gap, Old Navy and Banana Republic gift cards can be used to
purchase in-store items only. If you have any questions concerning
Gap, Old Navy or Banana Republic gift cards, call (respectively)
1‑800‑GAP‑STYLE, 1‑800‑OLD‑NAVY or 1‑888‑BR‑STYLE.
8. The prime rate means the annual variable interest rate posted by
National Bank, from time to time, and used by the National Bank to
determine the interest rates on the demand loans it grants in Canadian
dollars in Canada.
9. The interest rate for the Syncro card consists of a variable
prime rate set by National Bank plus a fixed adjustment rate of 4% for
purchases and 8% for balance transfers and cash advances. Please note
that the annual interest rate for the Syncro card will not be less
than 8.9% for purchases and 12.9% for balance transfers and cash advances.
10. The net purchase volume is the amount of purchases charged to
the account minus returned items or refunds. Annual fees, balance
transfers and cash advances are not included in the calculation.
11. On condition that required supporting documents are provided in
the manner and time frame prescribed. Some restrictions may apply.
12. Only the primary cardholder (Cardholder) of National Bank World
Elite Mastercard whose account is in good standing can request a
refund of travel expenses. An account in good standing refers to an
account linked to a credit card which complies with the Agreement
governing the use of the credit card and which is not subject to any
restrictions. For example, the annual fees related to the credit
card must have been paid in full. The maximum amount that can be
submitted for reimbursement between January 1 and December 31 of each
year is $250. Eligible expenses include: airport parking fees (maximum
$100), baggage fees (maximum $100) and seat selection fees (maximum
$50). The claim must be submitted within 60 days of the purchase date
and accompanied by proof of purchase. The travel fees must be charged
to the National Bank World Elite Mastercard credit card. The maximum
reimbursement amount is $250 per account. The refund will be issued
within 7 business days following the request approval date and after
receiving all required information. An amount not claimed in a year
cannot be carried over to the following year. For more information or
to obtain the refund form, sign in to rewards.nbc.ca, click the Refund of
travel expenses tab and complete the form, you can also call
1‑888‑296‑8881 (toll-free) in Canada and the United States, or
+1‑416‑734‑3922 (collect) from anywhere in the world.
13. Exclusively available to holders of the World Elite
Mastercard. Visitors must present their credit card and boarding pass
to access the National Bank Lounge. Further to a decision
by Aéroports de Montréal, the National Bank Lounge will only be
available to clients flying to destinations outside the U.S. and
Canada, effective April 3, 2019. Guests cannot spend more than three
(3) hours in the Lounge. For National Bank clients who do not have
free Lounge access and for additional guests, admission is around $40
for adults and $25 for children, plus tax. Admission is free for
children under three years old. The entry price may change at any time
without notice and at the discretion of the Lounge operator.
14. Certain restrictions apply. Please consult the rules governing
reward points under Rewards plan. Please consult the rules
governing the accumulation of points specified in the À la
carte® Rewards Plan section.
15. The cashback is based on a point accumulation system. For every
$2 you spend using your Allure or Edition Mastercard credit card, you
will receive 1 point, provided your account is in good standing. Once
a year, in January, you will receive a $10 cashback for every 1,000
points earned. Your account is in good standing when you comply with
the obligations of your cardholder agreement (e.g., making your
minimum payment by the due date). For details, see the Terms and conditions [PDF].
16. You will qualify to earn CAA Dollars as soon as your card is
activated and purchases are made, unless your account is not in good
standing, your account has been suspended or terminated or other
qualifications for eligibility are not met.
1% Cashback: You will earn CAA Dollars equivalent to 1% of eligible
purchases made using your credit card. You will earn 1 CAA Dollar for
every $100 of eligible purchases made with your credit card.
1% Additional Cashback: You will earn additional CAA Dollars
cashback equivalent to 1% of eligible purchases made using your credit
card. To be eligible, your purchases must be made through a
participating merchant associated with an eligible Mastercard code at
participating CAA stores and travel centres. Lists of these
participating CAA stores and travel centres are available on CAA club
websites. Mastercard codes are subject to change.
You cannot earn CAA Dollars on the following transactions that are
made with your credit card, since they do not qualify as eligible
purchases: cash advances, balance transfers, cash-like transactions,
Mastercard cheques, payments and credits to the credit card account,
interest charges, non-interest charges (e.g., annual fees, currency
conversion fees and insurance premiums) and purchase returns.
17. All eligible purchases qualify for 1% cashback when your account
is in good standing. Your account is in good standing when you comply
with the obligations of your cardholder agreement (e.g., making your
minimum payment by the due date). An additional cashback of 0.5% is
granted on the first $25,000 of eligible gas, grocery and online
purchases charged annually to your credit card account. The additional
cashback of 0.5% does not apply when the total of your annual eligible
purchases exceeds $25,000. After that, the cashback equals 1% of
eligible purchases, regardless of the type of purchase. For conditions
and restrictions that apply to cashback rewards and a full list of
codes associated with eligible merchants, refer to the National Bank Echo Cashback Mastercard [PDF] and
the Applicable Rules [PDF].
18. The 20% discount applies to regular ticket prices for shows at
Théâtre Banque Nationale, taxes included. Call 418‑698‑4080 or visit a
participating point of sale to take advantage of this offer. Just
present your National Bank debit card or National
Bank Mastercard credit card. Service charges not included. Limit of
two (2) tickets per client per show. This offer cannot be combined
with any other offer or promotion.
19. Cards included: Syncro, MC1, Allure and Platinum.
20. Subject to the mobile device’s purchase with the card or mobile
plan settled by recurring pre-authorized payments from your mycredit account.
21. Subject to the Agreement governing the use of the Mastercard
credit card issued by National Bank.
22. Subject to credit approval by National Bank of Canada. The
cashback granted is 1% on restaurant purchases and on recurring
pre-authorized payments when you use recurring automatic transfers
with your mycredit account. The cashback of 0.5% applies to all other
eligible purchases during a billing cycle. The account must be in good
standing when the cashback is awarded. Your account is in good
standing when you comply with the obligations of your cardholder
agreement (e.g., making your minimum payment by the due date). These
eligible automatic transfers are defined as regular payments that are
automatically withdrawn by a merchant on your credit card. Balance
transfers, cash advances and fees resulting from the use of the card
are excluded from the cashback calculation. For conditions and
restrictions that apply to cashback rewards, refer to the Cashback Program [PDF].
23. Terms and conditions apply. Boingo services provided
by Boingo Wireless, Inc. See mastercard.boingo.com for full details.
24. Mastercard Travel Rewards is provided by Mastercard. Details at
www.traveloffers.mastercard.com. Offers may be subject to change
25. Mastercard Digital Everyday Offers is provided by Mastercard.
Offers are subject to terms and conditions and may be subject to
change without notice. Details at www.mastercard.ca/worldelite.
® Travel Pass provided by DragonPass is a worldwide
program run by DragonPass International Limited. Eligible Mastercard
World or World Elite cardholders wishing to access a participating Mastercard
® Travel Pass lounge must present the mobile app
(this may be obtained by the eligible cardholder by registering an
account at https://mastercardtravelpass.dragonpass.com/) to
the lounge receptionist. Access to participating Airport Lounges is at
the cost of $32 US/person (subject to change), per visit, and lounge
access charges will be billed to the credit card connected to
® Travel Pass membership.
TM CX Index and Forrester are trademarks of Forrester Research inc
National Bank of Canada received the highest CX Index™ score among
credit card issuers in Canada in Forrester’s proprietary 2021 CX
Index™ survey. The ranking was based on 8,840 responses measuring 12
brands. The proprietary survey results are based on consumers’
opinions of the experiences with the brands in the survey. Forrester
Research does not endorse any company included in any CX Index™ report
and does not advise any person to select the products or services of
any particular company based on the ratings included in such reports.
®ALLURE and ECHO are registered trademarks of National Bank of Canada.
™MYCREDIT and SYNCRO are trademarks of National Bank of Canada.
®Mastercard, World Mastercard and World Elite are registered
trademarks, and the circles design is a trademark of Mastercard
International Incorporated. Authorized user: National Bank
Consult the Cashback
program mycreditTM credit card applicable rules [PDF].
This content is for investment advisors only. For customer content,
please visit nbc.ca.
®ECHO, ALLURE and À LA CARTE REWARDS PLAN are registered trademarks
of National Bank.
™MYCREDIT is a trademark of National Bank.
®Mastercard, World Mastercard, World Elite, Tap & Go and
Priceless cities are registered trademarks, and the circles design is
a trademark of Mastercard International Incorporated. Authorized user:
® The CAA, CAA logo, CAA Rewards and CAA Dollars trademarks are
registered and owned by the Canadian Automobile Association.
Authorized use by the Canadian Automobile Association.
™À LA CARTE TRAVEL is a trademark of National Bank of Canada. À la
carte Travel is owned by Transat Distribution Canada Inc., holder of
permit No. 753141 in Quebec.
™ID Check and Identity Check are trademarks of Mastercard
International Inc. Authorized user: National Bank.
® Apple Pay is a trademark of Apple Inc., registered in the U.S. and
other countries. Apple Inc. is not a sponsor of or participant in
National Bank Mobile Banking Solutions.
® Google Pay is a trademark of Google LLC. The use of this trademark
is subject to Google Inc.’s authorization policy.
® Boingo, Boingo Wireless, Boingo Wi-Finder and the Boingo Wireless
Logo are registered trademarks of Boingo Wireless, Inc.