Mortgages

Find the best solution for you

Want to learn more about mortgages?

Get the information you need to make the right decisions.

Ready to take out a mortgage?

Explore our solutions and apply online.

See our mortgage solutions

Need advice?

Have an advisor come meet you at a time and place that's convenient for you.

Find an advisor

Quick tip

Confused about mortgages? Check out the FAQ for more information.

3 questions about your mortgage

What are your plans?

Are you buying your first home? Planning to buy a new home or have a custom home built for you? Or are you dreaming of getting a second home? Find out what you need to do in each situation.

See tips

How much can you afford to pay?

Calculate how much you can spend on a mortgage to determine a target price range. You can also run various scenarios to see how much you'll pay each month.

See calculators

Which loan type is best for you?

To finance the purchase of your home, you can take out a home equity line of credit or a mortgage loan. Your advisor will help you find the best solution. The next step is to get pre-approved.

Get pre-approved

What you need to know before you buy your dream home

Fixed rate

The interest rate is set when you take out a mortgage and isn't affected by rate fluctuations. Only available on loans.¹

Perfect if you're looking to:

Make equal payments throughout the duration of the term
Protect yourself from interest rate fluctuations

Variable rate

The interest rate increases and decreases with market fluctuations. Available on loans and lines of credit.¹

Perfect if you're looking to:

Save on interest if rates go down

See current rates

Tip!

Did you know you can withdraw from your RRSP to make a downpayment?

Learn about the HBP.

We can help with all your home financing needs

Mortgage solutions¹

Mortgage loan

Whether you want the peace of mind that comes with a fixed rate, the potential interest savings of a variable rate, or a combination of the two, we've got the mortgage loan for you.

See our mortgage loans

Home equity line of credit

Buy a home with the All-In-One^TM line of credit and leverage your home equity to finance new projects, like renovations or travel.

See the All-In-One

Home improvement line of credit

Does your home need a facelift? Get an attractive interest rate on a line of credit to finance renovations over $5,000 and access your funds at any time.