Rate (%) as at ${p1.tauxDateJour|date:"-"}
Your interest rate is set as soon as you take out your mortgage. This rate is not affected by fluctuations for the duration of your term. This type of rate is only available with a mortgage loans.
Rate (%) as at ${p1.tauxDateJour|date:"-"}
Term | Open | Closed | APR8 |
---|---|---|---|
3 months |
--- |
${p1.taux3moisF|percent:"true"} |
4.68% |
6 months |
${p1.taux6moisO|percent:"true"} |
${p1.taux6moisF|percent:"true"} |
Open: 7.27% |
1 year |
${p1.taux1anO|percent:"true"} |
${p1.taux1anF|percent:"true"} |
Open: 7.17% |
2 years |
--- |
${p1.taux2ansF|percent:"true"} |
3.91% |
3 years |
--- |
${p1.taux3ansF|percent:"true"} |
4.24% |
4 years |
--- |
${p1.taux4ansF|percent:"true"} see the promo |
4.63% |
5 years |
--- |
${p1.taux5ansF|percent:"true"} see the promo |
5.13% |
Variable-rate mortgage loan have an interest rate of Prime + ${p2.ecart|percent:"true"}4 and are adjusted monthly. They allow you to take advantage of lower interest rates.
Rate (%) as at ${p2.tauxDateJour|date:"-"}
Reference rate | Difference | Rate in effect* | APR8 | |
---|---|---|---|---|
Prime = ${p1.tauxBase} | ||||
Variable-rate mortgage (60 month term) | Prime rate |
${p2.ecart|percent:"true"} |
${p2.taux5ansO|percent:"true"} |
3.24% |
Capped-rate mortgage (60 month term) | Prime rate Capped rate5 = ${p3.tauxPlafond|percent:"true"} |
${p3.ecart|percent:"true"} |
${p3.taux5ansO|percent:"true"} |
3.49% |
The All-In-OneTM home equity line of credit allows you to use the principal you repay to finance new projects, like renovations or travel. The rate is variable.
Rate (%) as at ${p2.tauxDateJour|date:"-"}
Get financing for your project.
Use the repaid amount of your mortgage to realize new projects.
Mortgage for the self-employed
Get financing or refinancing tailored to your situation.
** Based on a $350,000 fixed-rate mortgage
*** The variation is subject to change without notice.
TM ALL-IN-ONE is a registered trademark of National Bank of Canada.
1. Rates may differ if the amortization period is more than 25 years. Contact an advisor for more information.
2. APR as of ${p2.tauxDateJour|date:"-"}. APR means "Annual Percentage Rate" and represents the total interest and fees charged by the Bank, expressed as an annual percentage.
3. This term is not available for new loans. It is provided for reference purposes only.
4. Subject to change without notice
5. A capped rate is an interest rate that fluctuates but never exceeds the interest rate cap. The cap is the maximum interest rate you pay on your loan. This rate is offered with a five-year term.
6. Interest income (interest paid on bank accounts grouped under the line of credit).
7. The special offer on the variable rate is the base rate - spread (%), and is updated monthly. The offer cannot be combined or stacked with any other offer, promotion or benefit applicable to National Bank mortgages and is not retroactive.
"Base Rate" means the annual interest rate that the Bank publicly announces from time to time as the reference rate used to establish the interest rate on Canadian dollar loans made by the Bank in Canada.
8. Updated ${p2.tauxDateJour|date:"-"}. All content provided is for informational purposes only. There may be a delay in information updates. To obtain the current APR, please contact your advisor. The evaluation fee is not applicable during a renewal.
Make a serious offer and protect your interest rate with pre-approval.
Make an appointment with an advisor to discuss your project, no matter how far along you are in the process.