Your mortgage loan amount will be:
$98,800 With insurance premium (CMHC/SagenTM *):
$16.09
Your payments will be:
$418.37 per month
Enter the property cost.
Choose your down payment amount.
Single family dwellings, condos and duplexes:
Triplexes and quadruplexes: Minimum down payment of 10% for owner-occupied properties
For any property with a purchase price equal to or greater than $1,000,000: minimum down payment of 20%
Choose your repayment period.
years
Down payment of 20% or less: Repayment period cannot be longer than 25 years.
Down payment of more than 20%: Repayment period cannot be longer than 30 years.
Enter the interest rate of your mortgage.
%
With insurance premium (CMHC/SagenTM *):
Savings:
Repayment period:
Savings:
Repayment period:
It's simple! Use the points from your Rewards Plan® credit card to make a payment1 on the capital portion of your All-In-OneTM Home Equity line of credit or your National Bank Mortgage2
For more information and tips, check out our Mortgage Repayment section.
® National Bank All-In-One is a registered trademark of National Bank of Canada.
Projections generated using this tool do not create any legal or contractual obligation for National Bank of Canada. These simulations are estimates based on assumptions. The calculation is based on a fixed-rate mortgage with a set rate throughout the amortization period, with interest compounded semi-annually and not in advance.
Please visit a National Bank branch to have an advisor review your situation and recommend an appropriate mortgage solution.
1. Clients may borrow up to 65% of the value of a property with a line of credit. The rest must be covered by a mortgage loan. For example, if a property is valued at $100,000 and the client has $20,000 for the down payment (i.e., 20% of the value of the property, which is the minimum required), the client may be approved for an All-in-One of $80,000. However, the client may borrow a maximum of $65,000 of the $80,000 with a line of credit. The remainder will be covered by the mortgage loan portion.
2. Subject to credit approval by National Bank.
3. Subject to credit approval by National Bank of Canada. Certain conditions apply.
* Formerly known as Genworth. TMSagen is a trademark of Genworth Financial Canada, the mortgage insurance company
Apply online or have an advisor come meet you.