What is the cost of the property you would like to buy?
Choose your down payment amount.
Single family dwellings, condos and duplexes:
Triplexes and quadruplexes: Minimum down payment of 10% for owner-occupied properties
For any property with a purchase price equal to or greater than $1,000,000: minimum down payment of 20%
Choose your repayment period.
Down payment of 20% or less: Repayment period cannot be longer than 25 years.
Down payment of more than 20%: Repayment period cannot be longer than 30 years.
Enter the interest rate of your mortgage.
With insurance premium (CMHC/SagenTM *):
TM Sagen is a trademark of Genworth Financial Canada, the mortgage insurance company
*Formerly known as Genworth.
1 The data generated by this calculator is approximate and does not create any legal or contractual obligation for National Bank and its subsidiaries. The granting of financing remains, at all times, subject to the credit approval of the National Bank. Certain conditions apply. The client agrees to have their personal situation in relation to any product described in these pages validated and analyzed with their accountant, tax expert, and a National Bank advisor.