Transfer your mortgage to National Bank

Transfer your mortgage today

You can switch to a National Bank mortgage at any time, up to your renewal date. Find out more about our great promotion and get expert advice to help you make an informed choice.

3 good reasons to choose National Bank

Get cashback

Switch your mortgage to National Bank and get up to $3,000 in cashback*.
See terms and conditions

Simplify your finances

Enjoy the convenience of having all your banking products under one roof. Transfer money seamlessly, pay bills, get better rates and more.

Enjoy personalized service

Our mortgage experts are there to provide tailored advice.

How to transfer your mortgage

Make the switch

Apply online or call us at 1-888-835-6281.

Speak with an advisor

We'll call to help you choose the right mortgage for you.

And that's it!

We'll follow up with your existing provider to arrange the transfer and your mortgage will be moved to National Bank.

Ask for a transfer online

Call an advisor

Do the math!

Current mortgage rates

Starting from

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Call us at 1-888-835-6281 to get our best rates.

See all rates

Mortgage payment calculator

Determine how much you could afford to pay each month based on your new rate.

Calculate your payments

Little details that matter

Terms and conditions of the mortgage transfer cashback offer

Cashback offer

Loan amount	Cashback amount
$100,000 to $249,999	$1,000
$250,000 to $499,999	$1,500
$500,000 to $749,999	$2,500
$750,000 or more	$3,000

Eligibility

To benefit from this offer, simply transfer your mortgage to National Bank, with or without financing, by December 31, 2020.

Terms and conditions

Eligibility:

Fixed or variable rate mortgage with a term of 4 years or longer
Loan amount is $100,000 or more
Mortgage on an owner-occupied residential dwelling with 1 to 4 units
Loan must be disbursed within 90 days of application

Additional information

Only the mortgage balance can be transferred. You can apply to increase the mortgage amount when you switch.

Before you can make the transfer, you my have to complete certain steps and pay certain charges:

An appraisal, if applicable
Meeting with a legal professional
Prepayment charge to the original lender, if the term has not yet expired

Legal and administrative fees will also apply.

Legal disclaimers

*The cashback offer ends on December 31, 2020. The offer is open to clients who move an eligible mortgage from another financial institution at the current promotional rate. The cashback varies depending on the mortgage amount:

$1,000 for a mortgage between $100,000 and $249,999
$1,500 for a mortgage between $250,000 and $499,999
$2,500 for a mortgage between $500,000 and $749,999
$3,000 for a mortgage of $750,000 or more

The cashback will be paid when the loan is disbursed, i.e., within 90 days of receiving your request to switch to National Bank.

The mortgage loan must have a fixed or variable rate and a term of 4 years or longer. It must be for an owner-occupied residential dwelling with 1 to 4 units.

The offer may be modified, extended or withdrawn, without prior notice, at any time. The offer may not be combined or used with any other National Bank offer, promotion or benefit.

You must maintain your mortgage loan for the duration of the term; otherwise, you will be required to reimburse a portion of the cashback received, in proportion to the term still remaining. Mortgage loans are subject to credit approval by National Bank. Employees of National Bank and its subsidiaries and entities are not eligible for the offer.

TM ALL-IN-ONE BANKING is a trademark of National Bank of Canada.

1. Subject to credit approval by National Bank of Canada. Certain conditions apply.

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