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Mortgage calculators

Helping you make the right decisions

Check out our 4 tools

How much can you borrow

How much can I borrow?

Calculate how much you can afford to spend on your mortgage.1

Amount of your payments

Calculate my payments

Determine how much you can pay each month, then compare payment frequencies to see how much you could save.

Calculate my payments

Rent or buy

Should you rent or buy?

Are you better off renting—and not having to worry about taxes, home repairs and other expenses? Or would buying a home be a good long-term investment? Find out which option is right for you.

Calculate prepayment charges

Calculate mortgage prepayment charges

If you pay off all or part of your loan earlier than expected, you may have prepayment charges to pay. Get an estimate of the amount.

Calculate my prepayment charges

Now in effect

A number of government initiatives could help you become a homeowner

See what's new



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Did you know that in the case of two identical offers on a home, the seller will choose a buyer who has been pre-approved by a financial institution? Apply for a mortgage pre-approval and guarantee your interest rate for 90 days.

Little details that matter

Legal disclaimer

1. The calculator is provided for information purposes only. Some restrictions may apply. The loan contract must be approved by National Bank and is subject to the Bank's terms and conditions.

Understanding mortgages

Ready for the next step?

Get an edge with sellers and guarantee your interest rate for 90 days with a mortgage pre-approval—it's free and there's no obligation to buy.

Get pre-approved
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