High Interest Savings Account 

Take advantage of a promotional rate of 4.25% until December 13, 2022.

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On eligible deposits. Current and new holders. See the conditions.*

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No fixed
monthly fees

Promo: 4.25% interest

the faster you save, the faster you benefit

Risk-free saving

with guaranteed returns

Free unlimited funds transfers2

between your National Bank ® accounts

Promotion on your High Interest Savings Account

Want to grow your savings? Now’s the time. From September 15, 2022 to December 13, 2022, take advantage of a promotional interest rate of 4.25% if you make one or more eligible deposits into a High Interest Savings Account. 


How does it work? 

  • If you already have a High Interest Savings Account, you can take advantage of the limited-time promotion by simply making one or more deposits to your account between September 15 and December 13, 2022
  • If you’re not a client, and make a deposit during the promotional period

The faster you save, the faster you benefit.

A savings account, available to everyone

earn from the first dollar

Earn interest from the first dollar invested

You will earn interest no matter how much money you have in your account. That means your savings will start growing right away!

save without effort

Effortless saving

Set up a systematic savings plan—it's the best way to save. Your funds will be automatically deposited into your savings account.

power up your projects

Power up your projects

Save for what really matters! Grow your money risk-free and earn interest every month. A HISA can help you reach your goals faster.

access your funds

Easily access your funds

You can access your savings at any time. With your online bank, transferring funds between your accounts* is fast and easy.

emergency fund

A handy emergency fund

Your savings provide a financial cushion against the unexpected. If needed, you can withdraw funds to face emergencies.

How to open a savings account


Step 1


Submit an application online in less than 5 minutes.


Step 2


Transfer funds from your online bank in just a few clicks.


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Already have an account? Start saving online now!

Our tips for saving

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Explore our other savings and investment solutions

NBI Funds

Enjoy the flexibility of our investment funds, available as a stand-alone solution or as a complementary investment.

Discover NBI Funds

Principal-protected investments

Put your money in a GIC and guarantee your principal at maturity ($500 minimum investment).

See our GICs

Ready to open a savings account?

Open an account online today.

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Little details that matter

Promotion period:  

September 15, 2022 to December 13, 2022.  


Account eligible for the promotion:   

High Interest Savings Account at National Bank. Only one account is eligible.


Promotional rate offered:  

  • You will benefit from an annual interest rate of 4.25% on eligible deposits made during the promotion period. As of September 15, 2022, the regular annual interest rate in effect is 1.25%, which translates to an increase of 3%.
  • Interest is calculated at the end of each day on the account's total daily balance. It is paid monthly.  
  • If you already have a National Bank High Interest Savings Account at the start of the promotion, the promotional rate will only apply to amounts deposited starting on September 15, 2022. Amounts deposited to the account before the start of the promotion period will continue to earn interest at the regular annual interest rate in effect. 
  • After the promotion, the interest rate on the account balance will be the regular annual interest rate in effect with no bonus rate.  


Deposits eligible for the promotion:  

  • Any new deposits made to your eligible account during the promotional period, up to a maximum of $999,999.00. Deposits exceeding $999,999.00 earn interest at the regular rate.
  • Deposits originating from amounts held at another financial institution are eligible, including amounts deposited to a National Bank chequing account, then transferred to the new account less than 30 days later. 
  • Deposits originating from amounts held in a National Bank savings account, investment account or registered account are not eligible.  


Other conditions:  

  • The promotion may not be combined with any other benefit, offer or promotion.  
  • The promotion may be modified or withdrawn without notice.  


®NATIONAL BANK and the NATIONAL BANK logo are registered trademarks of National Bank of Canada. 

*Service charges

  • Interac ® e-Transfers: $1.25
  • Bill payments at the counter:3 $2
  • eStatements: Free
  • Paper statements: $2.50
  • Free online fund transfers between your National Bank accounts2
  • ABM withdrawals: One free withdrawal per month
  • All other debit transactions:4 $5

For more information on fees for National Bank's products and services, consult the Fees – Your Guide to Personal Banking Solutions pamphlet.

  1. Interest is calculated at the end of each day on the total daily balance. It will be paid annually. The annual rate is variable and subject to change without notice. See current rates
  2. Free funds transfers can be carried out via National Bank online, the National Bank app or our Telephone Banking Solutions.
    Certain features are not available on the National Bank app.
    Certain browser versions are required to access National Bank online.
    For more information on our online banking services, consult our ABCs of Security section.
  3. Teller-assisted transactions are carried out at National Bank branches during regular business hours. They include bill payments, deposits, withdrawals, funds transfers, foreign exchange transactions, issuing drafts and safety deposit box operations.
  4. Debit transactions are carried out using your debit card at National Bank ABMs or ABMs in an affiliated network. These transactions include withdrawals, deposits, balance inquiries (account, line of credit or credit card), transaction history requests (deposits and withdrawals), fund transfers and bill payments. Additional fees are charged for using the Interac ® and CIRRUS® networks. No additional fees are charged for using THE EXCHANGE® ABM network.
    ® Interac is a registered trade-mark of Interac Corp. Used under licence.
    ® CIRRUS is a registered trademark of Mastercard International Inc. Authorized user: National Bank of Canada
    ®THE EXCHANGE is a registered trademark of Fiserv Inc.
    ® NATIONAL BANK and the NATIONAL BANK logo are registered trademarks of National Bank of Canada.

Deposits in a High Interest Savings Account are covered by the Canada Deposit Insurance Corporation (CDIC). Find out more about the coverage offered by CDIC.