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NBI Portfolios

The more you invest, the lower your management fees 

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At a glance

What are NBI Portfolios?

NBI Portfolios are investment funds offered by National Bank Investments Inc. (NBI).
They are specially designed to provide regular income and capital appreciation. They allow you to invest in a full, diverse range of funds, including exchange-traded funds (ETFs).

Perfect if you are looking to:

  • Benefit from our expertise and that of some of the world's top portfolio managers
  • Enjoy a turnkey solution based on your profile, objectives and risk tolerance
  • Optimize your diversification by asset class, management style and industry sector
  • Invest or withdraw funds when you want
  • Create a monthly income stream
  • Benefit from reduced management fees

$500

Minimum initial investment

$50

Minimum purchase/redemption

$25

Minimum systematic investment amount

Do you know your investor profile? Take our quick test and choose the portfolio that's best for you.

Determine my profile

The 6 NBI Portfolios

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Fixed income

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Canadian Equity

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Global Equity

Asset allocation chart – NBI Balanced Portfolio

 

NBI Balanced Portfolio

 

Perfect if you are looking to:

  • Earn a regular investment income
  • Enjoy long-term capital appreciation


     
Asset allocation chart – NBI Growth Portfolio

 

NBI Growth Portfolio

 

Perfect if you are looking to:

  • Earn some regular investment income
  • Enjoy long-term capital appreciation

Asset allocation chart – NBI Equity Portfolio

 

NBI Equity Portfolio

 

Perfect if you are looking to:

  • Enjoy long-term capital appreciation




Asset allocation chart – NBI Moderate Portfolio

 

NBI Moderate Portfolio

 

Perfect if you are looking to:

  • Earn a high level of regular investment income
  • Enjoy long-term capital appreciation

     
Asset allocation chart – NBI Conservative Portfolio

 

NBI Conservative Portfolio

 

Perfect if you are looking to:

  • Earn a high level of regular investment income
  • Enjoy some long-term capital appreciation

Asset allocation chart – NBI Secure Portfolio

 

NBI Secure Portfolio

 

Perfect if you are looking to:

  • Earn a high level of regular investment income
  • Enjoy medium-term capital appreciation

Count on our experts for sound investment advice.

Make an appointment
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Tip

Are you retired? Our retirement option lets you top up your income with regular payments from your investments.

Get an NBI Portfolio

Invest in an NBI Portfolio

A faster way to invest: Simply complete the appropriate online form to choose a fund and start contributing to a non-registered account or RRSP. To invest in another type of registered account (TFSA, RESP), please contact your advisor
 

Fund name and investment horizon
Risk
1 year
3 years
5 years
10 years Since inception Apply

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Invest in an NBI Portfolio – Retirement option

A faster way to invest: Simply complete the appropriate online form to choose a fund and start contributing to a non-registered account or RRSP. To invest in another type of registered account (TFSA, RESP), please contact your advisor
 

Fund name and investment horizon
Risk
1 year
3 years
5 years
10 years Since inception Apply

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Why choose us

 

Get support from world-renowned experts

We are the leading bank-affiliated asset manager in Canada that does business with external portfolio managers.

  • Some of the world's top portfolio managers
  • A governance process that ensures our criteria for excellence are met
  • Rigorous performance analysis

 

Reduce your management fees

Enjoy lower management fees based on the value of your assets held in certain series of NBI Portfolios—a great reason to group your investment accounts together.

 

How it works

  • Fee reductions are determined based on the total market value of your assets held in NBI Portfolios (see table).
  • They are calculated daily as soon as you meet the eligibility criteria.
  • A credit is then applied directly to your account.
  • This amount is automatically reinvested in additional securities of the same series each quarter.
 Total assets in NBI Portfolios1  Management fee reduction
 $174,999 or less
 0.10%
 $175,0002 or more
 0.20%

Eligibility

If you have assets with a total net value of at least $100,000 in one or more NBI Portfolios, you will automatically be eligible.

 

Little details that matter

Regulatory documents

Full brochure

For more information on NBI portfolios, refer to our brochure [PDF].

Prices and performance 

Legal Disclaimers

1. For Investor and R Series securities of all NBI Portfolios and F-2 Series securities of the NBI Balanced Portfolio.

2. The management fee reduction starting from $175,000 is 0.04% for Investor-2 and R-2 Series securities of the NBI Moderate Portfolio and 0.10% for Investor-2 and R-2 Series securities of the NBI Equity Portfolio.

The information and data provided in this document, including that provided by third parties, are considered accurate at the time of printing and were obtained from sources considered reliable. We reserve the right to modify them without notice. They are provided for information purposes only. No representations or warranties, implicit or explicit, are made as to the accuracy, quality or completeness of this information and data. The opinions expressed are not to be construed as a solicitation or offer to buy or sell units mentioned herein and should not be considered a recommendation.

NBI Portfolios (the “Portfolios”) are managed by National Bank Investments Inc., a wholly owned subsidiary of National Bank of Canada. Commissions, trailing commissions, management fees and expenses all may be associated with investments in the Portfolios. Please read the Portfolio prospectus before making an investment. The Portfolios’ securities are not insured by the Canada Deposit Insurance Corporation or by any other government deposit insurer. The Portfolios are not guaranteed, their values change frequently and past performance may not be repeated.

Under the management fee reduction plan for high net worth investors (the "Fee Reduction Plan"), certain investors holding Investor and R Series securities of all Portfolios and Investor-2, F-2 and R-2 Series securities of certain Portfolios may be eligible for a management fee reduction based on the amount of their investment in one or more Portfolios.

The Fee Reduction Plan only applies to eligible series of the Portfolios. The amount equivalent to the management fee reduction is credited to the account and automatically reinvested in additional securities of the same series of the applicable Portfolio. For more information about the Fee Reduction Plan, please see the prospectus of the Portfolios.

The cash distribution amount per unit for the R Series and the R-2 Series of NBI Portfolios is said to be fixed as it does not vary from one distribution to another. However, it is not guaranteed and may vary according to market conditions. R Series units and R-2 Series units of the NBI Portfolios pay monthly distributions made up of net income and may include a significant portion of return of capital. Return of capital actually decreases the value of your initial investment and must not be confused with return on investment. Return of capital that is not reinvested can reduce the net asset value of the fund and may lessen its ability to subsequently generate income. The monthly distribution amount per unit is reset at the start of each calendar year.

Explore our other savings and investment solutions

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Take advantage of a safe investment with guaranteed returns.

 

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Great for short-term saving—access your funds at any time.
 

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Talk to one of our experts to get tailored investment advice.

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