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Drawing of a sign displaying $1,000

1. THE CONTEST

National Bank of Canada is the organizer of the “Contribute online and you could win $1,000" contest. The contest is held in Canada from December 15, 2022, to February 28, 2023, at 11:59 p.m. ET.

2. WHO CAN PARTICIPATE

You can enter the contest if:  

  1. You are a resident of Canada.
  2. You have reached the age of majority in your place of residence at the time you have entered the contest. 

This contest is not open to employees of National Bank of Canada, mandataries, or representatives of the Contest Organizer or its subsidiaries, advertising and promotion agencies, suppliers of prizes and services related to this contest, members of their respective immediate family (siblings, children, parents), common-law or legal spouses or any persons residing with these employees, mandataries, or representatives.

3. HOW TO ENTER

During the contest period, you can enter the contest in one of the following ways:  

3.1. By independently contributing online using our National Bank online digital tool or directly at nbdb.ca.

3.1.1 You can obtain one (1) contest entry by making a single contribution online to a non-registered account, an RRSP, a TFSA* or an RESP offered by National Bank of Canada during the contest period, from December 15, 2022 to February 28, 2023, regardless of the number of single contributions made.

or

3.1.2 You can obtain two (2) contest entries by setting up a recurring contribution online (“systematic savings”) of a minimum of CDN$25 on a weekly, every two (2) weeks, or monthly basis in an eligible investment account (a non-registered account, an RRSP, a TFSA* or an RESP) offered by National Bank of Canada. You must keep this recurring contribution for a minimum of six (6) months after the date of your first contribution, which must be made during the contest period, from December 15, 2022, to February 28, 2023. If you are already subscribed online to a systematic savings of a minimum of CDN$25 on a weekly, every two (2) weeks, or monthly basis in an eligible investment account (a non-registered account, an RRSP, a TFSA* or an RESP) offered by National Bank of Canada before December 15, 2022, you must keep it for a minimum of six (6) months from December 15, 2022.
 
Subject to your compliance with these contest rules, we will use your personal information (first and last name, telephone number [including area code], street address [including postal code] and email address). This information will be entered in the database used for the contest in order to grant you a contest entry.

*Please note that your TFSA must have a minimum of $1,000 in order for you to be able to contribute.

3.2. No purchase necessary

You may enter the contest without making a single contribution or setting up a recurring contribution.   
 
To enter the contest this way, you must:   

  1. Send us an email of at least 50 words explaining why you would like to win $1,000.    
  2. Include the following personal information: your first and last name, age, full street address (including postal code), phone number (including area code) and email address.   
  3. Send your email no later than February 28, 2023. Your email must be sent to: nbccontests@nbc.ca 
  4. In the subject line of the email, write: Contest "Contribute online and you could win $1,000"contest

When we receive your email with all the required information, we will enter the personal information you provided to us (first and last name, telephone number [including area code], street address [including postal code], and email address) in the database we use for the contest. You will obtain a maximum of one (1) contest entry. 

The entries thus obtained are subject to the same eligibility criteria applicable as those obtained by making a single contribution online. 

4. CONTEST ENTRY LIMITS

By contributing (3.1) there is a limit of two (2) contest entries per person, during the contest period. By entering without a purchase (3.2), there is a limit of one (1) contest entry per person, during the contest period.

5. PRIZES

A total of twenty (20) prizes of CDN$1,000 are available to be won during the contest.

If you are one of our clients, we will award you the prize in the form of a deposit to your National Bank of Canada chequing account. The prize cannot be deposited to a joint account, a TFSA or an RRSP. You can then transfer the prize amount to your TFSA or your RRSP subsequently.

If you do not have a bank account with the National Bank of Canada when the prize is awarded, you will receive the prize in the form of a cheque in your name.

6. DRAW

The draw will be held on September 30, 2023 at 11:00 a.m., at our offices located at:  

National Bank of Canada  

600 De La Gauchetière West, 19th Floor   

Montreal, Quebec  H3B 4L2

We will randomly draw twenty (20) eligible entries. The draw will be held from all eligible entries received and registered during the contest period.  

7. ODDS OF WINNING

The odds that your entry will be randomly selected depend on the number of eligible entries received and registered during the contest period.

8. CONDITIONS FOR PARTICIPANTS SELECTED

8.1. Your contest entry may be selected during the draw. However, before being declared a winner, you must:

  1. Be contacted by us within 5 days of the draw.
  2. Correctly answer a timed, mathematical skill-testing question without assistance. We will ask you this question over the phone at a time agreed upon in advance.
  3. Complete and return the declaration and liability waiver form within 5 days of receiving it from us.

8.2. By signing the waiver, you agree to the following: 

  1. The prize will be as it is described in these contest rules.
  2. You cannot transfer the prize to another person or replace it with another prize.
  3. We have permission to use your full name, photograph, image, statements about the prize, place of residence or voice for publicity purposes. You will not be compensated for the use of any of these.
  4. We are not liable for any damage you may incur as result of the acceptance or use of your prize, in particular any tax impact. You also release our subsidiaries, advertising and promotional agencies, suppliers of materials and services related to this contest, as well as their employees, agents and representatives from any liability.

8.3. Within ten (10) days of receiving your declaration form, we will contact you again with information about how you will receive your prize.

8.4. If you do not meet these conditions, or any other condition outlined in the contest rules, you will be disqualified. If time permits, we may select another eligible entry until a winner is declared. Unclaimed prizes may be withdrawn.

9. CONDITIONS FOR ALL PARTICIPANTS

9.1. For residents of Quebec, all of our decisions regarding this contest are final and without appeal, subject to any decision by the Régie des alcools, des courses et des jeux du Québec on any matter over which it has jurisdiction.

9.2. You also release our subsidiaries, advertising and promotional agencies, suppliers of materials and services related to this contest as well as our employees, agents and representatives from any liability related to:

  1. Your entry or attempted entry in the contest;
  2. Damage caused by downloading a webpage or software and transmission of information for the purposes of entering the contest.
  3. Any inability or limited ability to enter the contest due to a malfunction of any computer hardware, software or communication line, a loss or absence of a network communication, or any faulty, incomplete, incomprehensible or deleted transmission by a computer or network.

9.3. We in no way guarantee that the contest website will be accessible or functional without interruption during the entire contest period or that it will be free of error.

9.4. During the contest period, our computer system may not be able to register all entries submitted. The winner will be selected from entries that were registered only. Entry in the contest may be ended prior to the date set out in these contest rules. In this case, a winner can be selected from the entries received and registered prior to the date of the event that ended participation in the contest.

9.5. No-purchase write-in entries and waiver forms are our property. They will not be returned to you.

9.6. We will not contact you about the contest except as described in the contest rules or at our discretion.

9.7. For residents of Quebec, any dispute with respect to the conduct or organization of a publicity contest may be submitted to the Régie des alcools, des courses et des jeux du Québec for a ruling. Any dispute with respect to the awarding of a prize may be submitted to the Régie solely for the purpose of helping the parties reach a settlement.

9.8. Some of your personal information will be used for the purposes of the contest. By entering the contest, you agree to the use of your personal information at the time you enter the contest or receive a prize. 

10. OUR RECOURSE

10.1. We may verify eligible entries, write-in entries, and waivers. We may reject entries, no-purchase write-in entries, and waivers if incomplete, fraudulent, late, or for any other reason. Rejected entries and waivers are not valid entries and do not entitle participants to a prize.

10.2. We reserve the right to disqualify or cancel any of your entries if you participate or attempt to participate in a manner contrary to these contest rules or that is unfair to the other participants (e.g., hacking, submitting more entries than the permitted number, etc.). We may forward your case to the competent legal authorities. 

10.3. Any attempt to deliberately sabotage any website related to the contest or to hamper the legitimate conduct of the contest is a violation of civil and criminal law. In the event of such an attempt, we reserve the right to reject your entry and seek recourse under the law.

10.4. Subject to approval, if required, from the Régie des alcools, des courses et des jeux du Québec, for residents of Quebec, we reserve the right at all times, at our sole discretion, to cancel, terminate, modify, or suspend this contest, in whole or in part, if any event or human intervention occurs that could corrupt or affect the administration, security, impartiality, or conduct of the contest. Under no circumstances will we be required to award more prizes than provided or to award prizes other than set out in these rules.

11. INTERPRETATION OF THE CONTEST RULES

11.1.  The participant is defined by these rules as the person identified when the contribution is made or in the participation email without purchase, as applicable. The prize will be awarded to that person if they are selected and declared a winner.

11.2.  In the event that one of the provisions of these rules were to be declared unlawful, inapplicable or invalid by a court of competent jurisdiction, this provision will be deemed invalid. However, the provisions that are unaffected by this judgment will remain in effect.

11.3.  In the case of discrepancies between the English and French versions of the contest rules, the French version will be considered correct.