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Platinum Mastercard Business Card


Rewards points
Rewards points
Rewards points

Accumulate and claim À la carte Reward points 

Purchases Guarantee
Purchases Guarantee
Purchases Guarantee

Manage your monthly spending limit

Flight luggage vehicle insurance
Flight luggage vehicle insurance
Flight luggage vehicle insurance

Enjoy flight departure delay, baggage and vehicle rental insurance

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Rewards of all shapes and sizes

Get $300 cashback and no annual fee the first year with the Platinum Business Mastercard.*

Take advantage

Offer details

How to benefit from my Platinum Mastercard?

Step 1 icon

Quickly earn up to 1.5 point per $1 purchase

Accelerate the accumulation of points by booking your flights and packages with À la carte TravelTM, or by paying the balance with your credit card.

Step 2 icon

Sign in to À la carte Rewards or create an account.

With À la carte Travel, you can redeem your points directly without submitting a refund claim. You also benefit from a better exchange rate: only 10,000 points for a $100 discount.

Step 2 icon

Redeem your points for what makes you happy

Kitchen, sports and recreation items, small appliances, gift cards, and more.


Ready to create an account or log in?

Redeem my rewards

Important Information

Annual fees

PROMO : $0 *

$125 after the first year

Minimum credit limit1

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Interest rate on balance transfers and cash advances2, 3, 17

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Annual fee for additional card

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Interest rate on purchases1

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Summary and insurance certificate 

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Compensation plan in the event of fraud

Up to $10,000 (see the${p1.urlConvention.en | link:"Cardholder Agreement":"":"_blank"})


Purchase protection in the event of theft or damage4

180-day purchase protection following the date of purchase


Extended warranty4

Triple the manufacturer's warranty, up to 2 additional years


Flight departure delay insurance4

Up to $500 per person (over 4 hours)


Baggage insurance in case of theft or loss4

Up to $1,000 per person


Baggage insurance in case of delay4

Up to $500 per person (over 6 hours)


Vehicle rental insurance4

Against collision, theft or damage for a period of 48 days or less (theft of personal effects up to $2,000)


Travel insurance in case of accident aboard public transit4

Up to $250,000


Safe online purchases

Mastercard® ID CheckTM is a service that protects you against fraud by verifying your identity when making online purchases. 

Other advantages

Easy Savings Program5

With the Mastercard Easy Savings Program you automatically receive discounts on eligible purchases at participating merchants.For a list of participating merchants, go to


MasterpassTM digital wallet

MasterpassTM is a fast and secure online payment method.

  • Storage and encryption of your credit cards and shipping addresses
  • A simplified payment process using your mobile device, tablet or computer
  • Multi-tiered security to protect your information

Important phone numbers

Customer service or report a lost or stolen card

À la carte Rewards Centre

Insurance claim

Report fraudulent use by an authorized cardholder

Pre-authorized Debit

Your card payments can be automatically withdrawn from your National Bank or other account so you can avoid late payment fees if you apply to pre-authorized debit.

${p1.urlConvention.en | link:"Agreement Governing the Use of the National Bank Mastercard® Credit Card":"":"_blank"}– effective July 9, 2018

Enjoy a credit card at the same rate as a line of credit!

You may also be interested in this credit card.

Our Mastercard Business Line

Looking to improve your cash management?

Learn more about our short-term financing solutions.

Our lines of credit

Useful Articles

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Legal Notes

Offer valid from October 26, 2020 to January 31, 2021 for Platinum Business credit cards. Credit card is issued subject to credit approval by National Bank. Certain conditions apply.

Platinum Business:

The annual fees for the card will be refunded for the first year. They will appear as a charge and credit on the first or second statement after your account is opened. 

You will receive a $300 cashback if $4,000 in net purchases is charged to the eligible credit card account within the first three months following enrolment. The cashback will be credited to your account on the fourth or fifth statement after your account is opened. 

To take advantage of this offer, you must sign up for an eligible National Bank Mastercard credit card before January 31, 2021 and activate it no later than February 15, 2021. 

The offer begins and the net purchases charged to your card are calculated starting the month following the account opening (for example, if the account is opened on November 15, purchases will be calculated starting December 1 and the cashback will be awarded by March 15, 2021). Net purchases between the first and the last calendar day of the month are calculated.

Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances, cash transactions, interest charges and any other fees and adjustments are not included in the calculation. The net purchases charged to your card are calculated starting the first day of the month following the account opening. 

The account must be in good standing for the cashback to be awarded.

Employees of National Bank and its subsidiaries and entities are not eligible for the offer. National Bank reserves the right to end this promotion at any time without notice.

This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. 

The offer is not applicable when opening an additional card. This offer cannot be combined with any other National Bank promotion.

®Mastercard, Masterpass and Priceless Cities are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

™À LA CARTE TRAVEL is a trademark of National Bank of Canada. À la carte Travel is owned by Transat Distribution Canada Inc., holder of permit No. 753141 in Quebec.

1 Subject to credit approval from National Bank.

2 Grace period: At least 21 days on purchases if you pay your full balance by the due date indicated on your monthly statement (no grace period applies to balance transfers and cash advances). Your minimum payment will correspond to 2.5% of your account balance plus any amount already due or $10, whichever amount is higher. If your account balance is lower than $10, you must pay the entire balance.  If you exceed your credit limit, the amount of the minimum payment will be the highest of the following amounts: (a) 2.5% of the account balance or (b) the amount of the overlimit.


Example of credit charges calculated over a period of 30 days