Platinum Mastercard Business Card

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Accumulate and claim À la carte Reward points

Manage your monthly spending limit

Enjoy flight departure delay, baggage and vehicle rental insurance

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How to benefit from my Platinum Mastercard?

Quickly earn up to 1.5 point per $1 purchase

Accelerate the accumulation of points by booking your flights and packages with À la carte Travel, or by paying the balance with your credit card.

Sign in to À la carte Rewards or create an account.

With À la carte Travel, you can redeem your points directly without submitting a refund claim. You also benefit from a better exchange rate: only 10,000 points for a $100 discount.

Redeem your points for what makes you happy

Kitchen, sports and recreation items, small appliances, gift cards, and more.

Categories:

Get gifts and gift cards from our Online Store
Get holiday packages, travel tickets, and essentials on À la carte Travel
Get exclusive Platinum, World and World Elite Travel Rewards on À la Carte Rewards

Ready to create an account or log in?

Redeem my rewards

Important Information

Annual fee

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Minimum credit limit¹

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Interest rate on balance transfers and cash advances^{2, 3, 17}

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Annual fee for additional card

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Interest rate on purchases¹

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Protection

Distribution guide and insurance certificate

Consult the${p1.guideDistr.en | link:"Distribution guide":"":"_blank"}|${p1.certif.en | link:"Insurance certificate":"":"_blank"}[PDF].

Compensation plan in the event of fraud

Up to $10,000 (see the${p1.urlConvention.en | link:"Cardholder Agreement":"":"_blank"})

Purchase protection in the event of theft or damage⁴

180-day purchase protection following the date of purchase

Extended warranty⁴

Triple the manufacturer's warranty, up to 2 additional years

Flight departure delay insurance⁴

Up to $500 per person (over 4 hours)

Baggage insurance in case of theft or loss⁴

Up to $1,000 per person

Baggage insurance in case of delay⁴

Up to $500 per person (over 6 hours)

Vehicle rental insurance⁴

Against collision, theft or damage for a period of 48 days or less (theft of personal effects up to $2,000)

Travel insurance in case of accident aboard public transit⁴

Up to $250,000

Safe online purchases

Mastercard^® ID Check^TM is a service that protects you against fraud by verifying your identity when making online purchases.

Other advantages

Easy Savings Program⁵

With the Mastercard Easy Savings Program you automatically receive discounts on eligible purchases at participating merchants.For a list of participating merchants, go to mastercard.ca/easysavings.

Masterpass^TM digital wallet

Masterpass^TM is a fast and secure online payment method.

Storage and encryption of your credit cards and shipping addresses
A simplified payment process using your mobile device, tablet or computer
Multi-tiered security to protect your information

Important phone numbers

Customer service or report a lost or stolen card	In Canada or the U.S.: 1‑844‑394‑4494 Other countries: 514‑394‑4494
À la carte Rewards Centre	In Canada, the U.S. or other countries: 1-800-341-8083
Insurance claim	In Canada or the U.S.: 1-888-235-2645 Other countries: 514-286-8345
Report fraudulent use by an authorized cardholder	In Canada or the U.S.: 1‑800‑231‑2024 Other countries: 514‑394‑0805

Pre-authorized Debit

Your card payments can be automatically withdrawn from your National Bank or other account so you can avoid late payment fees if you apply to pre-authorized debit.

${p1.urlConvention.en | link:"Agreement Governing the Use of the National Bank Mastercard^® Credit Card":"":"_blank"}– effective July 9, 2018

Apply now

Enjoy a credit card at the same rate as a line of credit!

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Legal Notes

^®Mastercard, Masterpass and Priceless Cities are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

¹ Subject to credit approval from National Bank.

² Grace period: At least 21 days on purchases if you pay your full balance by the due date indicated on your monthly statement (no grace period applies to balance transfers and cash advances). Your minimum payment will correspond to 2.5% of your account balance plus any amount already due or $10, whichever amount is higher. If your account balance is lower than $10, you must pay the entire balance. If you exceed your credit limit, the amount of the minimum payment will be the highest of the following amounts: (a) 2.5% of the account balance or (b) the amount of the overlimit.

Example of credit charges calculated over a period of 30 days

Annual interest rate	$500	$3,000
	Average balance
22.99 %	$9.45	$56.69
20.99 %	$8.63	$51.76
14.5 %	$5.96	$35.75
8.9 %	$3.66	$21.95

Annual interest rate	$500	$3,000
	Average balance
22.99 %	$9.45	$56.69
20.99 %	$8.63	$51.76
14.5 %	$5.96	$35.75
8.9 %	$3.66	$21.95

*Variable interest rate in effect on August 1^ST, 2019

³ Subject to credit approval from National Bank. The total of all amounts transferred cannot exceed $5,000.

⁴ This coverage applies to purchases and rentals made using the card, except (if applicable) out-of-province medical/hospital insurance for which it is not necessary to charge the travel arrangements to the card. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the distribution guide and insurance certificate associated with your card.

⁵ Certain conditions apply. Visit mastercard.ca for more information. Refer to the credit card terms and conditions.

⁶ Subject to presentation of required supporting documents.

This content is made available by National Bank and its affiliates for information purposes only. It does not create any legal or contractual obligations for National Bank and its affiliates. The conditions described herein are not exhaustive and are subject to change.

Some of our cards offer a compensation plan in the event of fraud by a cardholder. If necessary, the fraud compensation plan entitles you to a refund limited to the real loss resulting from fraudulent use of the card or account by the cardholder. This plan only applies in the event of fraudulent use by a cardholder who is not also an authorized signatory. The refund amount can be up to $100,000 per account per 12-month period. To use this plan, the company and all authorized signatories must fully collaborate with the Bank and file an official complaint with law enforcement authorities. The application of the fraud protection plan is governed by the conditions set out in section 14 of the credit card agreement. In particular, the plan does not apply if, through negligence, the cardholder contributed to the unauthorized or fraudulent use of the card or account by any person other than a cardholder.