Offer for the agricultural and fishing sectors

Take advantage of our banking benefits for agricultural and fishing business owners

Take advantage of our offer

Discover our special offer

  • Up to 3 bank accounts with no fixed monthly fees 2
  • Personal and home equity lines of credit 3 with preferred terms and conditions
  • Preferred value-added services: legal assistance, and identity theft protection at a discounted rate
  • Access to a Financial Planner 4 with expertise in the agricultural or fishing sectors
  • An eligible Mastercard® rewards credit card 5

Up to $1,538

in annual savings1

Annual credit card fees apply.

Offer for the agricultural and fishing sectors in detail

Do you own an agricultural or fishing business? Get up to $1,538 in annual savings 1 with our banking offer for your personal finances. Enjoy 3 accounts with no fixed monthly fees 2 when you sign up for an eligible Mastercard credit card. You'll also benefit from the services of a Financial Planner specialized in your field of activity, legal assistance and receive support in the event of identity theft and fraud.

Picto of flags stacked on one another with a dollar sign representing the accounts  and a credit card

3 accounts with no fixed monthly fees

One rewards credit card

Your accounts will include: 

  • Unlimited electronic 6 and in-branch 7 transactions 
  • Unlimited and free Interac e-Transfer® transactions 
  • Overdraft protection 
  • Access to over 2,800 ABMs in THE EXCHANGE® network at no extra cost

Eligible credit cards: 

World Elite® Mastercard® credit card 5 - Current promo
World Mastercard® credit card 5
Platinum Mastercard® credit card 5 

Take advantage of preferred services

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Personalized support

Enjoy personalized support from one of our financial planners to help you reach your financial goals. We’ll be by your side to help you grow your business.

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Legal assistance free of charge

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Precautions against identity theft

Benefit from advantageous terms on your loans

A line of credit that can be accessed at any time to realize a project without having to reapply for a loan. Rates are adjusted according to your personal file and authorized credit limit.

With the offer

5.45%

Preferred interest rate
(prime rate of ${p1.tauxBase|percent:"true"} + 0.50%)8

$0

Management fee9

Without offer

8.95%

(prime rate of
${p1.tauxBase|percent:"true"} + 4%)

$0

Management fee9

A home equity line of credit that groups together your bank accounts and your short-term cash and financing needs.

With the offer

5.30%

Preferred interest rate
(prime rate of ${p1.tauxBase|percent:"true"} + 0.35%)8

$7

Management fee9

Without offer

${p2.taux|percent:"true"}

(prime rate of ${p1.tauxBase|percent:"true"} + 1%)10

$7

Management fee9

PROMOTION: Up to $7,800 in cashback*

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Take advantage of the typical prepayment benefits associated with a mortgage. You have the flexibility to increase your payments or repay up to 10% of the principal amount borrowed each year without incurring any penalties. For more information, consult your advisor.

*Limited time promotion.

Why choose National Bank?

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Banking benefits for your spouse

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Personalized advice for your banking needs

Get in-depth advice designed to help you reach your goals at one of our branches, over the phone, or online.

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A mobile-friendly experience

The National Bank app is highly rated in the App Store® and Google Play® and lets you manage your finances at your fingertips.

Solutions designed to help you grow your business

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Do you own an agribusiness?

Discover tools and services that can help you take your business to the next level.

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Do you own a fishing business?

Enjoy specialized products and services tailored to your financial needs.

How can I benefit from the offer?

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Make a virtual appointment

Contact one of our advisors to claim our offer.

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Prepare your proof of employment 

You’ll be asked to provide proof of your employment to claim the offer of the profession you’ve chosen.

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Choose your products and services

Select the products and services included in the offer with the help of your advisor during your virtual appointment.

We’re here to support you

Some helpful tips

Our articles and videos will help you make sense of your finances and take control of your credit, housing, retirement, and more.
 

Little details that matter

Business owners engaged in the following activities are eligible:

  • Soil tilling
  • Livestock raising or showing
  • Racehorse maintenance
  • Poultry raising
  • Dairy farming
  • Fur farming
  • Tree farming
  • Fruit growing
  • Beekeeping
  • Cultivating crops in water or hydroponics
  • Growing Christmas trees
  • Operating a chicken hatchery
  • Operating a feedlot
  • Raising fish
  • Market gardening
  • Operating a nursery or greenhouse
  • Operating a maple sugar bush (includes the activity of maple sap transformation into maple products if this activity is considered incidental to the basic activities of a maple sugar bush, such as the extraction and the collection of maple sap, which are farming activities)

EXCLUSION: Raising or breeding of animals, fish, insects or any other living thing, to be sold as pets is not a farming activity and is therefore ineligible for this offer.

Note that to qualify for this banking offer, you must provide proof of your status. For commercial fishing activities, you must provide proof that you hold a commercial fishing licence in your name, or the name of your company. In the latter case, you will also need to provide documentation stating that you are the owner of the business associated with the licence.

If you are several owners of the same business, the offer is valid for each of you.

Savings are calculated as follows:  Value of annual savings
Chequing account: no monthly fees for transactions included in a package equivalent to The Total®(An annual savings of $694 for two active chequing accounts linked to the Total package, which includes a savings of the $150 annual fee associated with the World Elite® Mastercard® credit card in the first year.)
$544 ($694-$150)
Securizone: plus an annual discount on the Individual Securizone product ($19 annual savings)
$19
Line of Credit: plus an annual discount of 0.65% on the All-In-One line of credit rate (annual savings of $975) 
$975
Total savings:
$1,538

Certain conditions apply. Potential savings may not reflect the net savings that you will receive; this amount will vary based on your financial situation.

6. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.

7. Transactions carried out at our branches during business hours.

8. Subject to credit approval by National Bank. Upon receipt of each statement, the borrower must pay a minimum installment to National Bank that corresponds to the sum of the interest and insurance premiums charged to the account for the period covered by the statement, and any other amount required to ensure the account's debit balance does not exceed the credit limit. This minimum installment must be made without using the line of credit.

9. This offer must be renewed annually on presentation of identification and proof of professional status or claim status.

Monthly account statement. No management fees. The Personal Flex Line® rate is established by the prime rate, plus a spread established by the client’s credit history. As a guideline, the applicable rate for a typical Personal Flex Line is comprised of the prime rate + 4%. Once an amount is borrowed from the line of credit, it accrues interest. The minimum monthly payment is limited to the monthly interest and life insurance premiums (as applicable). Examples of credit fees calculated over a 30-day period at the applicable rate as of January 22, 2024.

    Average balance 
$500 $3,000
Typical Personal Flex Line*
$4.60
$27.62
Prime rate + 0.25% (7.45%)
$3.06
$18.37