Certain conditions apply. Potential savings may not reflect the net savings that you will receive; this amount will vary based on your financial situation.
2. Bank account with chequing privileges. Certain services, such as
the passbook and paper statement by mail, are not included. Included
services and fees for unrelated services are indicated in our Fee Guide - Personal Banking Solutions.
3. Financing subject to credit approval by National Bank. Certain
conditions apply.
4. Financial planning services are offered through subsidiaries of National Bank. Financial Planners provide their services on behalf of National Bank Savings and Investments Inc., a wholly owned subsidiary of National Bank of Canada.
5. Credit card is issued subject to credit approval by National Bank of Canada. Certain conditions apply.
National Bank reserves the right to terminate, without notice, the savings and other benefits on all products and services included in the banking offer, if the client closes their eligible bank account. In the event the client cancels their eligible credit card or replaces it for a credit card that is not eligible for the offer, National Bank will charge fixed monthly fees of $12.95 on the transaction accounts to enable the client to maintain their savings and other benefits in the banking offer.
6. Transactions carried out at our ABMs, a participating merchant,
through our online banking services (including our call centre) or
those related to certain operations in your account.
7. Transactions carried out at our branches during business hours.<
8. Usage or conversion fees may apply.
9. Discount is applicable to the standard rates of the Securizone or
Securizone 360 plans for as long as you benefit from an exclusive
offer. If you no longer benefit from an exclusive offer, you must
agree to pay the applicable regular rate to continue to benefit from
the plan. NBC Assistance Inc. reserves the right to terminate or
modify this offer at any time. Please consult the rates and other
applicable conditions on the Securizone
page.
NBC Assistance Inc. and National Bank can terminate or change the
duration and preferred rate of SECURIZONE products for holders of
National Bank's exclusive offers at any time, with 30 days' notice
prior to the effective date of the amendment. This notice will contain
the new and amended clause, the old one (if applicable), and the
effective date of the amendment. If you do not agree to the changes,
you can cancel the program with no penalty by sending us a notice no
later than 30 days after the changes come into effect.
10. For the Personal Flex Line: general practitioners, specialists and dentists at prime rate - 0,25%. Optometrists, pharmacists, podiatrists, veterinarians, chiropractors and other professions at prime rate + 0%.
11. Subject to credit approval by National Bank. Upon receipt of each statement, the borrower must pay a minimum instalment to National Bank that corresponds to the sum of the interest and insurance premiums charged to the account for the period covered by the statement, and any other amount required to ensure the account's debit balance does not exceed the credit limit. This minimum instalment must be made without using the line of credit.
12. This offer must be renewed annually on presentation of identification and proof of professional status or membership of a professional order in your field.
Monthly account statement. No management fees. The Personal Flex
Line rate is established by the prime rate, plus a spread established
by the client’s credit history. As a guideline, the applicable rate
for a typical Personal Flex Line is comprised of the prime rate + 4%.
Once an amount is borrowed from the line of credit, it accrues
interest. The minimum monthly payment is limited to the monthly
interest and life insurance premiums (as applicable). Examples of
credit fees calculated over a 30-day period at the applicable rate as
of January 22, 2024.
