National Bank
Search Find us
Fr
Personal Business
Online transactions
Personal Business
Direct Brokerage NB Financial Natbank Group Retirement Plans Securities Custody
National Bank National Bank
Personal
Home Bank accounts
Home Bank accounts
ACCOUNTS
Chequing accounts High Interest Savings Account USD Progress Select an account FAQ
EXCLUSIVE OFFERS
New clients Professionals Students Young people Newcomers to Canada
TIPS AND TOOLS
My finances My home My travel plans My retirement My business My new life in Canada
WHERE TO CARRY OUT TRANSACTIONS
National Bank online FAQ Mobile app ABMs
DAY-TO-DAY TRANSACTIONS
Mobile Payment Interac e-transfer Mobile cheque deposit Ordering foreign currency Banking services
Credit cards
Home Credit cards
CREDIT CARD CATEGORIES
No fee Low interest rate Cashback Travel Rewards
MASTERCARD CREDIT CARDS
World Elite World Platinum Echo cashback mycredit FAQ View all cards
CARD BENEFITS
Priceless Cities VIP lounge at Montréal Airport Concierge services View all benefits
INSURANCE
Credit card payment insurance
TIPS AND TOOLS
My finances My home My travel plans My retirement My business My new life in Canada
Borrowing
Home Borrowing
LOANS
Personal loans Car loan RRSP Loan and lines of credit FAQ
LINES OF CREDIT
Personal line of credit Home equity line of credit Student line of credit FAQ
INSURANCE
Loan and line of credit insurance FAQ
TIPS AND TOOLS
My finances My home My travel plans My retirement My business My new life in Canada
Mortgages
Home Mortgages
MORTGAGE SOLUTIONS
Mortgage Loans Home equity line of credit Self-employed worker FAQ
SERVICES OFFERED
Mortgage Pre-approval Refinance Your Mortgage Mortgage Renewal Mortgage Specialists HBP
MORTGAGE CALCULATOR
Calculate your payments Should you rent or buy? How Much Mortgage Can I Afford? Mortgage calculators
MORTGAGE RATES
View all rates Mixed rate
INSURANCE
Mortgage insurance
TIPS AND TOOLS
My home My first buy My new property My second home Prepare my application Accelerate my repayment
Savings and investments
Home Savings and investments
SAVINGS PLANS
RRSP TFSA RESP View all plans FAQ
SAVINGS ACCOUNTS
High interest FAQ
INVESTMENT SOLUTIONS
Investing with NATgo NBI Private Wealth Management NBI Portfolios NBI Funds View all our solutions FAQ
GICS
Conventional redeemable Non-redeemable Diversified View all GICs FAQ
TIPS AND TOOLS
My financial planner My investor profile Choosing an RRSP or TFSA Understanding systematic savings Plan my retirement
Insurance
Home Insurance
INSURANCE PRODUCTS
Loan and line of credit insurance Travel insurance Mortgage loan insurance Credit card payment insurance FAQ
SERVICES OFFERED
Insurance claims
ASSISTANCE
SECURIZONE
TIPS AND TOOLS
My finances My home My travel plans My retirement My business My new life in Canada
Advice
Home Advice
TIPS AND TOOLS
Banking Credit Savings and investment Home Insurance Budget Taxes and income Immigration Retirement Succession Studying Security View all articles
Business
Home Banking Solutions
Home Banking Solutions
BANK ACCOUNTS AND PACKAGES
Opening an Account Accounts Packages
OPERATIONS MANAGEMENT
Internet and Mobile Banking Solutions Cash Management Overdraft Protection Payment Processing
SPECIALIZED SECTORS
Agribusiness Agri-food Creative Industries Insurance Brokers Forestry Franchise Real Estate Manufacturing Companies NPOs and Associations Fisheries and Fishery Products Business Professionals Healthcare Professionals Healthcare and Life Sciences Public Sector Energy Services Technology
International
Home International
OUR GLOBAL TRADE SOLUTIONS
Foreign Exchange Risk Hedging Foreign Currency Accounts Payment Solutions U.S. Bank accounts Managing Your Commercial Transactions Foreign currencies exchange rates Representative offices abroad
Financing
Home Financing
FINANCING SOLUTIONS
Short-term Long-term Acquisition Merchant Services Crowdfunding Loan Insurance
CREDIT CARDS
Promotions and News Mastercard Business Platinum Mastercard Business Mastercard Business Line Mastercard Corporate U.S. Dollar Mastercard Business Credit Cards
STAGES OF DEVELOPMENT
Launch Growth Transfer
Investing
Home Investing
INVESTMENTS
Business Investment Account Guaranteed Investment Certificates Mutual Funds and Other Trust Services
STAGES OF DEVELOPMENT
Launch Growth Transfer
Going Further
Home Going Further
PARTNER OFFERS
Legal Support Mentoring for entrepreneurs Virtual Clinic Accounting Services Online Appointment Payment Solutions Online Budgeting
HR SOLUTIONS
Payroll Solutions Group Retirement Plans Employee Benefits Plans
STAGES OF DEVELOPMENT
Launch Growth Transfer
Tips and Tools
Home Tips and Tools
ADVICE
Start-up Growth Transfer Money and finances Sales and marketing Exports Human resources Operations Technologies Skills development Becoming my own boss View all articles
TOOLS
My Business Model Directory of Resources
NEWS
Newsletters Webinars See the news
Wealth Management
Home
Online transactions
Personal Business
Direct Brokerage NB Financial Natbank Group Retirement Plans Securities Custody
CLOSE

Personal loans

Make it happen

Apply for a loan

At a glance

A personal loan is a great way to cover expenses like preparing for the arrival of a new baby,  a home improvement project,  paying for your wedding or travelling abroad.

Perfect if you are looking to:

  • Make your plans a reality 
  • Choose a fixed rate to simplify your finances or a variable rate to take advantage of lower interest rates
  • Pay off your debt quickly without penalty
  • Enjoy flexible repayment terms
Thumbs up icon

Quick tip

Interested in finding out how much you could afford to borrow based on your budget? Take a few moments to calculate now.

Fixed or variable rate: It's up to you

Fixed rate

Fixed-rate personal loan

The rate remains the same until the end of the term.

Perfect if you are looking to:

  • Pay fixed amounts
  • Know exactly how much interest you will pay for the entire loan duration
Variable rate

Variable-rate personal loan

The rate is adjusted monthly based on prime rate1 fluctuations.

Perfect if you are looking to:

  • Save if interest rates go down

Need financing to make your plans a reality?

Apply for a loan
Magic wand icon

Tip

Don't leave your debt to loved ones in case of death, disability or critical illness. Make sure you're protected with loan insurance.

Little details that matter

Personal loan rates

The rate is adjusted based on your credit history and the authorized loan amount. For more information, contact a branch advisor.

Legal Disclaimer

1. "Prime" means the annual variable interest rate posted by National Bank from time to time and used by the Bank to determine the interest rates on the demand loans it grants in Canadian dollars in Canada.

Learn about our other credit solutions

Lines of credit

Access flexible financing whenever you need it.

See our lines of credit

Car loans

Apply for a car loan online in a few easy steps.

See our car loans

See all our solutions

Ready to apply for a loan?

Fill out the online form or meet with an advisor for personalized assistance.

Apply for a loan

Make an appointment

Telephone icon

Frequently Asked Questions

Locator icon

Find a branch