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Offer when you open a bank account 

Find the chequing account that’s right for you

Become a client


Free Interac e-Transfers®, discounts based on your age and packages tailored to your needs.

Show me the fees for
regular clients (age 18-59)
  • regular clients (age 18-59)
  • young people (age 0-17)
  • students (age 18-24)
  • seniors (age 60+)

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12 transactions per month (including 2 at the counter)2, 3

No fees for statements by mail

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30 digital transactions per month2

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Unlimited transactions, digital or at the counter2, 3

Up to $150 in discounts on a MastercardTM credit cardMD, 8

Free use of Interac® and Cirrus® networks

Integrated line of credit5

Overdraft protection

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An account with no fixed monthly fees and a ton of savings

With our exclusive privilege offers, you could benefit from a host of advantages and discounts designed to save you more.

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Health
professional

Up to $2,936 in
annual savings

Learn more

Picto Genie

Engineering professional

Up to $1,911 in
annual savings

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Picto Affaires

Liberal
professional

Up to $1,911 in
annual savings

Learn more

Nouveaux Étudiants

Student

Up to $867 in
annual savings

Learn more

Nouveaux Arrivants

Newcomer

Up to $600 in
annual savings

Learn more

None of these groups?

Explore
our packages

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Health professional

Take advantage of personalized banking packages and offers.

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Engineering professional

Take advantage of personalized banking packages and offers.

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Liberal professional

Benefit from banking packages designed for your specific needs.

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Student

Focusing on your studies with a limited budget.

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Newcomer

Just arriving or planning to settle in Canada.

Solutions that might interest you

Bank accounts

Learn about the benefits of our accounts and packages and find the one that's best for you.

See all bank accounts

Credit cards

Discover our range of Mastercard® credit cards and find the one that best suits your lifestyle.

See our credit cards

The National Bank Experience

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National Bank mobile app

Get our mobile app to access a range of practical features and stay up to date on your finances

View application

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Quick and easy transfers

Send and receive money in just a few clicks using the Interac e-Transfer® service online or via the mobile app.

View Interac e-Transfer®

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Practical advice

We’re here to answer your questions. Whatever your project, take advantage of our expert advice to manage your budget.

View our tips

Little details that matter

Legal disclaimers

1. Applicable conditions:

  • For all packages: discounts are applied upon presentation of supporting documents.
  • For The Modest, The Connected and The Total: the Student discount is for full-time students, aged 18 to 24 inclusively, attending a post-secondary institution, upon presentation of identity documents (proof of age), proof of full-time student status (proof of registration, course schedule or transcripts). Only for individual account holders. The package is validated annually by presenting the above documents.
  • For The Minimalist package: No fees for Young people aged 0 to 17 upon presentation of identity documents (proof of age); no fees for Student aged 18 to 24 upon presentation of identity documents (proof of age) and proof of full-time student status (proof of registration, course schedule or transcripts); no fees for Seniors aged 65 and over upon presentation of eligibility for the Guaranteed Income Supplement; no fees for beneficiaries (aged 18 and over) of a Registered Disability Savings Plan (RDSP) upon presentation of proof of eligibility for an RDSP. To continue benefiting from no-fee banking, students must renew their package annually by presenting the above documents.

2. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.

3. Transactions carried out at our branches during normal business hours.

4. If you do not have one of  the packages (The Connected, The Total, The Modest, The Minimalist, or the offer for professionals or students) or if you exceed the number of transactions included in your package, a fee of $1 may apply when you send money via Interac e-Transfer. The transfer must be sent to a bank account held at a participating Canadian financial institution. Refer to the Guide to Personal Banking Solutions for more information.

5. The cashback on the annual fees for a Mastercard credit card can only be applied one time, at enrollment. 

TM THE CONNECTED and THE TOTAL are trademarks of National Bank of Canada.

® THE MODEST, THE MINIMALIST and NATIONAL BANK are trademarks of National Bank of Canada.

® Interac and Interac e-Transfer are registered trade-marks of Interac Corp. Used under licence

® MASTERCARD is a registered trademark of Mastercard International Inc. Authorized user: National Bank.

Practical details

Passbooks

The passbook option has not been available to new clients since May 4, 2015. If you are an existing client who uses a passbook with your account, a $2.50 monthly fee is charged.

Fees

For the fees associated with our products and services, consult the Fee Guide [PDF].

Contract governing personal deposit and investment accounts

For more information on the terms and conditions governing your new account, consult the Contract governing personal deposit and investment accounts document [PDF].

Basic banking services

For the terms and conditions governing whether a person may open an account or cash cheques and other items from the federal government, consult our guide to Basic Banking Services [PDF].

Access to funds policy

For details of our cheque hold policy, see the Access to Funds Policy [PDF].

Coercive tied selling

To understand what coercive tied selling is and what is not allowed, consult our pamphlet What you need to know about coercive tied selling [PDF].

Canada Deposit Insurance Corporation

Please refer to our page about Canada Deposit Insurance Corporation (CDIC)

FCAC account selector tool

Discover the Financial Consumer Agency of Canada (FCAC)’s account selector tool to compare bank accounts.

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