Our RRSP investment solutions

ban-rrsp-1000x250


Contributing regularly to your RRSP


Get into the habit of saving when you do it in small doses. Contribute to your RRSP in a regular, systematic way.
 

See all your RRSP investment options


You can also contact us

1-866-489-7337

 

Take full advantage of your RRSP

RRSPs and taxes

RRSPs and taxes

Contributing to an RRSP allows you to reduce the fiscal impact of your investments. First by diminishing the amount owed in taxes for the RRSP contribution year, and then by keeping the invested amount (and the returns for that investment) sheltered from taxation until retirement.
LLP

The Lifelong Learning Plan

The Lifelong Learning Plan (LLP) allows you to withdraw funds from your RRSP to finance training or education programs, with no income tax payable on the amount withdrawn.
RRSP or TFSA

RRSP or TFSA?

RRSPs and TFSAs were designed to meet different objectives. The RRSP is a vehicle to help save for retirement, while the TFSA was created to help save for more short-term projects, like buying a car.
Planning your retirement

Planning your retirement

Does retirement seem a long way off? By starting early to save for your older age, you have time on your side to accumulate what you need to maintain your standard of living… Maybe until you’re 100!
Home Buyer's Plan

Move In On a Home Buyer's Plan

The Home Buyer's Plan (HBP) will allow you to withdraw funds from their RRSP to purchase your first house, with no income tax payable on the amount withdrawn.
At retirement

At retirement

You can make RRSP contributions until the end of the year you turn 71. After that, different options exist for taking advantage of the savings you’ve accumulated for your retirement, depending on the projects you have planned and your financial situation.

 

Other solutions to consider

Put your wealth management in our hands

Because estate planning doesn’t lend itself to improvisation, National Bank offers high net worth investors a personalized approach to wealth management.
 

Discover our wide range of financial solutions and services

Borrow to invest in your RRSP

Maximize your annual RRSP contribution or take advantage of unused contribution room. You can use your tax return to pay back your loan faster.

Learn more about our financing options

Invest in National Bank Mutual Funds

Depending on your investor profile, National Bank Mutual Funds can allow you to maximize your RRSP investments while keeping a balance between risk and return.

View available Mutual Funds

Contributing regularly to your RRSP

It’s easier to get into the habit of saving when you do it in small doses. Here’s how you can contribute to your RRSP in a regular, systematic way.

Learn more about Periodic investment