Group Retirement Plans

We can help you choose a retirement plan that maximizes your tax benefits and helps you attract, motivate and retain employees.

Find the right retirement solution for your business

Enjoy the benefits of a National Bank group retirement savings plan

  • Payroll deductions make it easier to manage plans
  • Serves as a recruitment and retention incentive
  • Provides an easy way for employees to save and can be modified at any time
  • No minimum amount required to invest in the plan
  • Contributions are spread out over the year to take advantage of market fluctuations

Learn about our group retirement plans

Choose a simple, flexible plan that generates tax-sheltered returns and can be changed at any time. It's a great alternative to the VRSP.

Our Group Registered Retirement Savings Plan (RRSP)

Do you own a business? Benefit from tax advantages and plan your contributions based on your needs.

Our Individual Pension Plan (IPP)

Share a portion of your company's profits with select employees.

Our Deferred Profit Sharing Plan (DPSP)

Choose the Defined Contribution Registered Pension Plan for an option that gives employees a clear picture of their retirement.

Our Defined Contribution Registered Pension Plan (DCRPP)

Take advantage of a simple, cost-effective savings plan that is administered by National Bank Trust for your convenience.

Our Simplified Pension Plan (SPP)

Supplement your group plan with a TFSA. Withdrawals are tax-free and can be made at any time.

Our Group Tax-Free Savings Account (TFSA)

Does your business have more than 5 employees? Learn about the VRSP, a plan created by the government of Quebec to help residents save for retirement.

Our Voluntary Retirement Savings Plan (VRSP)

Take advantage of post-retirement withdrawal plans

  • Group Locked-In Retirement Account (LIRA)
  • Group Life Income Fund (LIF) Group
  • Registered Retirement Income Fund (RRIF)


Do you have any questions about Nest Wealth at Work? Call 1-833-637-8929.
For questions about your National Bank Trust plan,
call 1-877-413-1194.


Has your employer set up a group pension plan for you? Contact your plan administrator for all the necessary information.

If you have questions about Next Wealth at Work, call us at 1-833-637-8929.

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