Cash Management Solutions fees
For more information about bank account fees, consult the Fee Guide for Banking Services for Businesses
For more information on our products, visit the User guides, tools and special conditions.
You can find the following information on this page
Receivable accounts management (Receivables)
Pre-authorized Debits2 |
|
|---|---|
| Minimum monthly fee | $5 |
| 0 to 100 transactions |
$0.35/transaction |
| 101 to 300 transactions |
$0.25/transaction |
| 301 to 1,000 transactions |
$0.16/transaction |
| 1,001 to 5,000 transactions |
$0.12/transaction |
| 5,001 transactions or more |
$0.08/transaction |
Other fees |
|
|---|---|
| Setup fee |
$25 |
| Returned/rejected transaction fee |
$5 |
| Stop payment fee |
$12.50 |
| Stopping files |
$20 |
| Tracing fee |
$10 |
Receiving EDI payments (Electronic Data Interchange1) |
|
|---|---|
| Option 1 - Faxed notice |
|
| Setup fee |
$50 |
| Fee per notice |
$2 |
| Option 2 - EDI notice |
|
| Setup fee |
$500 |
| Monthly fee |
$50 |
| Fee per 820 |
$0.45 |
| Fee per invoice |
$0.05 |
Accelerated Transfers3 |
|
|---|---|
| Minimum monthly fee by client number (for each concentration account) | $5 |
| Internal transfers (from National Bank to National Bank) | $1.50/transaction |
| External transfers (from another financial institution to National Bank) | $2.20/transaction |
| Setup fee | $25 |
NBC Electronic Payment of Accounts |
|||
|---|---|---|---|
| 0 to 5,000 trx/year |
5,001 to 50,000 trx/year |
50,001 or more trx/year |
|
| Online capture and ABMs, TelNat, Personal Internet Banking Solutions (PIBS), Internet Banking Solutions for Businesses (IBS-B) |
$0.30/transaction |
$0.20/transaction |
$0.10/transaction |
| Electronic concentrating agent (payments – other institutions) |
$0.30/transaction |
$0.20/transaction |
$0.10/transaction |
| Paper concentrating agent (payments – other institutions) |
$0.35/transaction |
$0.25/transaction |
$0.10/transaction |
| Minimum monthly fee |
$15 |
||
Automated Lockbox1 |
|
|---|---|
| Transaction fees |
|
| Image services |
$0.30/item |
| Stub processing |
$0.30/stub |
| Cheque processing |
$0.30/cheque |
| Monthly fees |
|
| Basic package (3 years of image archiving) |
$160/month |
| Premium package (10 years of image archiving) |
$180/month |
| Other fees |
|
| Paper concentrating agent |
$0.40/transaction |
| Stop payment |
$15/cheque |
| Postdated |
$0.40/cheque |
| Exception transaction |
$0.65/transaction |
| Rejected item |
$0.85/cheque |
| Extraneous items4 |
$7.50/item |
| Return of mail to a wrong address4 |
$0.85/enveloppe |
| Cheque in foreign currency (other than US)4 |
$8/cheque |
| Return of mail to address in profile |
$7.50/package/day |
| Return of mail to a different address |
$10/package/day |
| Mail delivered to the processing center |
$2.60/package/occurrence |
| Enhanced image storage5 |
$0.03/item |
| Non-standard envelope |
$2/item |
| Cash transaction |
$18/occurrence |
| Recording requirements |
$0.50/occurrence |
| Special request (per hour) |
$60/hour |
| Profile change request |
$75/occurrence |
| PCI standard assessment fees |
$6,025/year |
| Processing undelivered mail |
$0.20/stub |
| Lockbox address transfer |
$20/day |
| Setup fee |
|
| Setup fee |
$1,500 |
| Setup fee - additional site |
$500 |
| Non-recurring special request |
Assessment request must be submitted to the processing center |
| Other development fees |
Assessment request must be submitted to the processing center |
| Test request |
Assessment request must be submitted to the processing center |
| Lockbox fee |
Based on the supplier’s fees. Client is billed by the Bank. |
| Transport fees |
Based on the supplier’s fees. Client is billed by the Bank. |
Wholesale Lockbox1 |
|
|---|---|
| Transaction fees |
|
| Image services |
$0.55/item |
| Stub processing |
$0.55/stub |
| Cheque processing |
$0.55/cheque |
| Monthly fees |
|
| Basic package (3 years of image archiving) |
$160/month |
| Premium package (10 years of image archiving) |
$180/month |
| Other fees |
|
| Stop payment |
$15/cheque |
| Postdated |
$0.40/cheque |
| Exception transaction |
$0.65/transaction |
| Rejected item |
$0.85/cheque |
| Extraneous items4 |
$7.50/item |
| Return of mail to a wrong address4 |
$0.85/enveloppe |
| Cheque in foreign currency (other than US)4 |
$8/cheque |
| Return of mail to address in profile |
$7.50/package/day |
| Return of mail to a different address |
$10/package/day |
| Mail delivered to the processing center |
$2.60/package/occurrence |
| Enhanced image storage5 |
$0.03/item |
| Non-standard envelope |
$2/item |
| Cash transaction |
$18/occurrence |
| Recording requirements |
$0.50/occurrence |
| Special request (per hour) |
$60/hour |
| Profile change request |
$75/occurrence |
| PCI standard assessment fees |
$6,025/year |
| Processing undelivered mail |
$0.20/stub |
| Lockbox address transfer |
$20/day |
| Setup fee |
|
| Setup fee |
$1,500 |
| Setup fee - additional site |
$500 |
| Non-recurring special request |
Assessment request must be submitted to the processing center |
| Other development fees |
Assessment request must be submitted to the processing center |
| Test request |
Assessment request must be submitted to the processing center |
| Lockbox fee |
Based on the supplier’s fees. Client is billed by the Bank. |
| Transport fees |
Based on the supplier’s fees. Client is billed by the Bank. |
Digital Cheque Deposit in X9 FormatX91 |
|
|---|---|
| X9 format cheque deposit |
$0.18/cheque |
| Setup fee |
From $6,000 for a 5-day testing period |
Computerized Deposit Processing3 |
|
|---|---|
| Set-up fees |
$25 |
| Monthly Minimum |
$5 per deposit account |
| Deposits |
$1.50/ deposit |
| Deposit Slips |
Included in deposit fees |
| Cheque endorsement stamp |
Included in deposit fees |
Accounts payable management (Payables)
Direct Deposits2 |
|
|---|---|
| Minimum monthly fee | $5 |
| 0 to 100 transactions |
$0.35/transaction |
| 101 to 300 transactions |
$0.25/transaction |
| 301 to 1,000 transactions |
$0.16/transaction |
| 1,001 to 5,000 transactions |
$0.12/transaction |
| 5,001 transactions or more |
$0.08/transaction |
Other fees |
|
|---|---|
| Setup fee |
$25 |
| Returned/rejected transaction fee |
$5 |
| Stop payment fee |
$12.50 |
| Stopping files |
$20 |
| Tracing fee |
$10 |
Cheque Reconciliation2 |
|||
|---|---|---|---|
| Reconciliation Info (No longer sold) |
Automated Cheque Reconciliation6 |
Payee Validation7 |
|
| Minimum monthly fee |
$5 |
$5 |
- |
| 0 to 100 transactions |
$1.20/cheque |
$1.25/cheque |
$0.25/cheque |
| 101 to 300 transactions |
$0.95/cheque |
$1/cheque |
$0.25/cheque |
| 301 to 1,000 transactions |
$0.75/cheque |
$0.80/cheque |
$0.20/cheque |
| 1,001 to 10,000 transactions |
$0.45/cheque |
$0.50/cheque |
$0.15/cheque |
| 10,001 transactions or more |
$0.20/cheque |
$0.25/cheque |
$0.10/cheque |
Other fees |
|
|---|---|
| Cheque cancellation |
$1/cheque |
| Stop payment |
$12.50/cheque |
| Photocopy of cheque |
$10/cheque |
| Setup fee |
$25 |
| Type of service |
Pricing8 |
|---|---|
| Electronic funds transfer (EFT) (transfers) in Canada in CAD |
$0.20 |
| EFT (transfers) within Canada in USD |
$0.20 |
| EFT (transfers) to the United States in USD |
$3.25 |
| EFT (transfers) other countries |
$6.50 |
| Fee per cheque |
$6.50 |
| Fee per wire transfer: Based on the number of wire transfers per month |
|
| Stop payment9 |
|
| Fee per file10 |
$12.50 Maximum 40$/month |
| E-mail notice11 |
$0.40 |
| Faxed notice (Canada and the United States) |
$1.00 |
| Faxed notice (Other Countries) |
$1.50 |
| Setup fee |
$200.00 |
| Minimum monthly fee |
$50.00 |
| Returned/rejected transaction fee |
$5.85 |
| Breach of contract |
$75.00 |
| Tracing fee |
|
Payments – File Option1 |
|
|---|---|
| Type of service |
Pricing |
| Payment to public utility service providers |
No charge |
| Payment to other service providers (private) |
$1.50 |
| Payment of government remittances (except combined GST/QST - no charge) |
$2.00 |
| N.B. A fee is charged to the account for each bill payment, if applicable. Consult the Fee Guide for Banking Services for Businesses. |
|
| EDI - Issuing Payments (basic EDI)1 |
|
|---|---|
| Setup fee |
$500 |
| Monthly fee |
$50 |
| Fee per 820 |
$0.45 |
| Fee per invoice |
$0.05 |
| Transmission Control Protocol/Internet Protocol (TCP/IP) network fees |
Fully paid by client |
| SEDAR – Issuing Payments |
|
| Setup fee |
$50 |
| Fee per payment |
$5 |
Fund and cash management
Frais d’implantation : 500$
BAI Bank Account Statement |
||
|---|---|---|
| Number of accounts |
Per account |
Minimum monthly fee |
| 1 to 50 |
$10 |
$50 |
| 51 to 500 |
$5 |
$250 |
| 501 or more |
$3 |
$1,500 |
EDI Statement of Accounts1 |
|
|---|---|
| Type of service |
Pricing |
| Setup fee |
$500 |
| Monthly fee |
$50 |
| Transmission Control Protocol/Internet Protocol (TCP/IP) network fees |
Fully paid by client |
Smart Safe12 |
|
|---|---|
| Deposit method |
Pricing |
| Bill reader - Anticipated Deposit (CAD currency) |
$1.10/$1,000 deposited |
| Deposit drawer (Damaged bank notes, coins, cheques) |
Deposit content fees applicable. Available in the Banking Services for Businesses Fee guide. |
Little details that matter
- This service is intended for corporations and Government and Public Sector Banking clients
- Billing based on monthly volume
- Excludes fees for deposit contents and credits to the account. Available in Guide for Banking Services for Businesses
- Fees for returned items are added to these transactions.
- Option available upon request for approval. A request will be submitted to the treatment center to assess its feasibility.
- The automated cheque reconciliation service is a taxable service
- Since payee validation is an option, the pricing for payee validation is added to the pricing for automated cheque reconciliation.
- Fees are charged in USD for all transactions debited to a USD account and in CAD for all transactions debited to a CAD account, regardless of the payment currency.
- Fees payable for sending the counter-order. Depending on the applicable clearing and transfer network rules, the transfer order may not be revocable/cancellable. If it is non-revocable/cancellable, the fee does not apply.
- Based on the definition in the Special conditions – Intercurrency Multipayments (nbc.ca)
- Sending of notices by the Bank to the payee or other recipients at the client's request.
- A compatible Smart Safe must be purchased separately from GardaWorld at the customer's expense. Implementation fees are negotiated with GardaWorld upon enrollment.
