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Start-Up Package

Dedication and hard work are not always enough to succeed in business. That's why we've developed an offer that is tailored to the needs of budding entrepreneurs.

Open an account online
Make an appointment with an expert

Everything you need to launch your business


Everyday banking made easier for new clients

We've developed a Welcome Offer for new business clients that includes the products and services start-ups need the most. Save up to $5451, 2 with our Welcome Offer.

Our Welcome Offer

Investment solutions

Fast, convenient access to financing

We offer financing solutions6 specifically designed for start-ups allowing you to seize new business opportunities as soon as they arise.

  • Access the funds you need to increase your cash flow with a term loan or line of credit.6
  • Express processing is available for applications under $100,000.
  • Our expert advisors can help you choose the best financing solutions to meet your needs.

Our short-term financing solutions

Directory of Resources

Finding the right resources

Start off on the right foot! Make sure you have everything you need to hit the ground running. Check out our Start-Up Guide for step-by-step advice on launching your business, and visit our webpage for a list of local resources.

Our Start-Up Guide
Our Directory of Resources

Make the most of the support available

University business programs


La Dobson Cup de l’Université McGill 

The McGill Dobson Cup
A competition for up-and-coming entrepreneurs.

Watch a video on a company called Taïga and how it won the McGill Dobson Cup.


The Accélérateur Banque Nationale – HEC Montréal

National Bank is committed to helping entrepreneurs leverage the expertise of HEC Montréal with a range of tools and mentorship opportunities offered through our accelerator program.

For an example, learn about how The Accelerateur helped launch Quebec-based SME OVA.



IT incubators and technology centres


Notman House

An innovative centre that pools the creativity of budding entrepreneurs.

Coaching and mentorship programs


Réseau M through the Fondation de l’entrepreneurship

Offering mentoring services and high-level coaching with seasoned experts


Fondation Montréal Inc.

This hub of the Montreal business community offers start-up grants, support services, and much more!


Devenir entrepreneur

A platform for entrepreneurs offering inspiration and motivation. National Bank is one of three financial institutions that partnered up to develop this site.




* Welcome offer eligibility criteria

To benefit from the discounts and free services described on that page, you must:

  • Open a business current account and sign up for an eligible business package7
  • Sign up for Internet Banking Solutions for Businesses8 and a Business Client Card (no sign-up fee when enrolled in a business package9)
  • Sign up for at least one eligible product or service within six months of opening a business current account

Useful Articles

Man looking at his computer
Bottles of 1642 Cola in a wooden crate

Have you thought about crowdfunding?10

Learn more about our partner Ulule


My Business Model

Looking for a way to test your idea?

Complete the My Business Model™ canvas


Legal notes

Offer Features and Eligibility Conditions

Businesses must keep the eligible products and services for at least 24 months. If this condition is not met, the business will have to refund the Bank an amount corresponding to the period during which it did not keep the eligible products and services within 30 days of receiving the request for refund.

The cashback will be deposited to the bank account opened as part of this offer no later than March 1st, 2018. There is a limit of one cashback per client during the promotional period. All credit and financing solutions are subject to credit approval by National Bank.

The benefits offered as part of this Welcome Offer cannot be transferred, combined with any other National Bank financial package, promotional offer or benefit, and are not retroactive. The offer may be modified, extended or withdrawn, without prior notice, at any time.

Legal notes

®    Mastercard is a registered trademark of Mastercard International Inc. Authorized user: National Bank of Canada.

®    Registered trademark of Valero Energy Inc.

®    Nethris is a registered trademark of CGI Payroll Services Centre Inc. CGI Payroll Services Centre Inc. is the sole provider of payroll processing solutions and services marketed under the Nethris® brand and for which National Bank of Canada acts only as distributor.

TM    MY BUSINESS MODEL and the MY BUSINESS MODEL logo are trademarks of National Bank of Canada.

1    The Welcome Offer is intended for businesses that are not clients of National Bank. The benefits or advantages awarded through this promotion may not be transferred, cumulated or combined with other financial programs, promotional offers or advantages from National Bank, and are not retroactive. This offer may be withdrawn or modified, in whole or in part, at any time without prior notice.

2    The benefits begin upon enrolment for one or more products included in the Welcome Offer. After the exemption period ends, the fees in effect will apply. *The $545 in savings reflects the following:

    -No annual fee for the primary Platinum MasterCard Business Card for the first year ($125)

    -No activation fees, fees for creating employee profiles ($70) or payroll processing fees ($50) for the 13th month

    -Discount on sign-up fees (minimum $100) and discount on a terminal purchase ($200) or rental ($55 cashback on the first three months of rental fees) Savings     may be less if you do not sign up for all the products listed above. For more information on fees, see the National Bank Fee Guide.

3    Subject to credit approval by National Bank of Canada. One year after the card is issued, the regular annual fee in effect will automatically be charged to the account. Grace period: No interest will be charged on purchases made during the month if the balance is paid in full within twenty-one (21) days of the date of the statement. This grace period does not apply to cash advances or balance transfers. Minimum Payment: Your minimum payment will correspond to 3% of your account balance plus any amount already due or $50, whichever amount is higher. If your account balance is lower than $50, you must pay the entire balance. If you exceed your credit limit, the amount of the minimum payment will be the highest of the following amounts: (a) 3% of the account balance or (b) the amount of the overlimit. Regular yearly fee for primary card: $125 Regular yearly fee for each additional card: $35 An account statement is sent monthly.

4    The Offer includes a promotional rate of 3.9% for the first six billing periods. Subsequently, any transferred balances and cash advances will be subjected to the regular annual interest rate in effect, i.e. 22.99% on cash advances and balance transfers effective July 12, 2016.

5    This discount is valid for a limited time only. It is exclusively available to business clients who have signed up for the Welcome Offer and have been referred to Global Payments by National Bank. All applications are subject to credit approval from Global Payments. Businesses which are existing clients of Global Payments are not eligible for this offer. Discounts will be applied to the company's account only once during the term of the agreement between the company and Global Payments. Discounts will be applied to the company's account within 6 to 8 weeks of the effective date of the account.

6    Financing solutions are subject to credit approval by National Bank of Canada.

7   Eligible business packages are Business Package 20, 35, 50, 75 and 100. Certain conditions and restrictions apply. All business packages come with a single Business Client Card. Additional cards will be billed at the rate in effect in the Fee Guide – Banking Services for Businesses.

8    Certain browser versions are needed to access our Internet Banking Solutions. For more information, go to

9    Monthly enrolment in Internet Banking Solutions for Businesses is free with a business package. Companies with only one access point to view the accounts of several entities are not eligible for this promotion. Certain conditions and restrictions apply.

10   The advice provided in this text is presented for information purposes only. It does not create any legal or contractual obligation for National Bank or its affiliates. Visit for more details.

11   Subject to credit approval by National Bank of Canada.

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